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Here is the final English version, optimized for a professional listing and highlighting the transferable benefits and the absence of CDD fees:
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## 4984 Big Pine Drive: Modern Luxury & High-Efficiency Living
Skip the wait and uncertainty of new construction. This stunning **4-bedroom, 2. 5-bathroom** masterpiece, built in 2024 in the sought-after **Dunns Crossing** community, is a move-in-ready sanctuary featuring high-end finishes that exceed standard builder packages.
### The Heart of the Home
* **Gourmet Chef’s Kitchen: ** Featuring expansive granite countertops, a massive central prep island, and sleek modern cabinetry with premium stainless steel appliances.
* **Open-Concept Design: ** Seamless flow with abundant natural light and durable, modern wood-style flooring throughout the main level.
* **Primary Retreat: ** A luxury suite with room for a King-sized bed, a massive walk-in closet, and a spa-inspired ensuite bathroom.
* **Outdoor Living: ** Relax on your private covered lanai overlooking a spacious yard with a professional irrigation system.
### The "Elite Advantage" (Premium Upgrades Installed)
This home is engineered for maximum monthly savings and comfort:
* **High-Efficiency Solar Panels: ** Enjoy drastically reduced electric bills with a **transferable system featuring very low monthly payments**.
* **Premium Water Softener: ** A top-of-the-line filtration system, also **transferable with minimal monthly payments**, protecting your home and health.
* **Unbeatable Value: ** This property stands out with **NO CDD fees**, significantly lowering your annual taxes compared to neighboring communities.
### Strategic Location
Located in the heart of **North Jacksonville**, you are minutes away from the International Airport, River City Marketplace, and the beautiful Florida coastline.
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**4984 Big Pine Drive** is the perfect blend of luxury and practical modern living. Schedule your private tour today and secure your future in Jacksonville!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $426 | $426 | $426 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,768 | $2,325 |
| Total Monthly Payment | $2,225 | $2,269 | $2,826 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.