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Presented by
Owen Tyler |
Charming Townhome in Desirable Heritage Village, Prime Mount Pleasant Location!Welcome to 115 Heritage Circle, a delightful two-story townhouse nestled in the highly sought-after Heritage Village community of Mount Pleasant. This light-filled home offers a comfortable and low-maintenance lifestyle just minutes from shopping, dining, entertainment, and historic downtown Charleston. Step inside to discover an inviting floorplan with laminate flooring throughout the main living areas and ceramic tile in the kitchen and baths. The efficient kitchen provides ample cabinet space and flows to the dining and living areas -- perfect for everyday living and entertaining. Upstairs, you'll find two spacious bedrooms, a full bath, and plenty of closet space. Enjoy seamless indoor-outdoor living with your private fenced yard and patio, ideal for morning coffee, grilling, gardening, or relaxing outdoors. Residents of Heritage Village have access to an array of amenities including a refreshing community swimming pool, clubhouse, tennis courts, basketball courts, open green spaces, and a freshwater lake, perfect for relaxing and socializing. Convenience is a standout feature of this location with two dedicated parking spaces, guest parking nearby, dedicated trailer & boat parking, and easy access to major thoroughfares, everyday destinations and both the Shem Creek and Isle of Palms corridors are just minutes away. Don't miss this opportunity to own in one of Mount Pleasant's most convenient and amenity rich neighborhoods!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
Senior Vice President, Carolinas and Georgia
William Raveis Real Estate
Phone: 843.224.5398
Owen.Tyler@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,681 | $1,774 | $2,367 |
| Total Monthly Payment | $1,756 | $1,849 | $2,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.