|
Welcome home to 20 Post Oak Lane in Palm Coast.
Built by LGI Homes in 2023, this 3 bedroom, 2 bath home features the popular Vero floor plan. Built in 2023 and located in a newer subdivision, this 3 bedroom, 2 bath home offers modern construction, efficient design, and low maintenance living. With 1, 271 square feet and situated on a spacious . 23 acre lot, there is room to enjoy both comfortable interior living and a generous backyard setting.
The split floor plan adds privacy and flexibility, making the layout ideal for guests, a home office, or additional living space. The main living areas feature durable vinyl plank flooring for a clean, cohesive look and easy upkeep, while the bedrooms provide a comfortable retreat.
A custom accent wall in the living room adds character and style, and the primary bedroom features its own unique design detail, giving the home a personalized touch while maintaining a fresh, contemporary feel. The open flow between the kitchen, dining, and living spaces creates an inviting environment for everyday living and casual entertaining.
Additional features include a mini split unit in the garage and an insulated garage door, adding comfort and energy efficiency to the home.
With newer construction, manageable square footage, and a . 23 acre lot, this property is especially appealing to first time buyers, those looking to simplify without sacrificing yard space, or anyone seeking a newer home in a growing area with modern finishes and minimal upkeep.
Conveniently located near shopping, dining, parks, and major roadways, 20 Post Oak Lane offers the comfort of a newer home with the flexibility today’s buyers appreciate.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $292 | $292 | $292 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,325 | $1,420 | $1,914 |
| Total Monthly Payment | $1,692 | $1,787 | $2,281 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.