13824 SW 114TH CIRCLE, Dunnellon, FL, 34432 | $233,000

One or more photo(s) has been virtually staged. Experience resort-style living at its finest in the highly desirable 55+ gated golf community of
Spruce Creek Preserve. This beautifully maintained 3-bedroom, 2-bath home offers the
perfect blend of comfort, elegance, and low-maintenance Florida living.
Step inside to discover soaring ceilings, graceful arched doorways, and an inviting open layout
that creates a bright, airy feel throughout. The well-appointed kitchen is the heart of the home,
featuring abundant cabinetry, stainless steel appliances, and ample prep space—ideal for
everyday living and entertaining alike. Sliding doors lead to a private screened patio, perfect
for morning coffee or relaxing evenings.
Beyond the home, enjoy an amenity-rich lifestyle with a 24/7 manned gate, heated and cooled
resort-style pool, hot tub, pickleball and tennis courts, shuffleboard, corn hole, and a fully
equipped fitness center. Stay active with water aerobics, yoga, and exercise classes, or
connect with neighbors through billiards, cards, bingo, bunco, crafts, dances, and organized
social and travel groups.
Conveniently located just minutes from golf courses, grocery stores, medical facilities,
restaurants, shopping, and banking, this home offers both peace of mind and unparalleled
convenience.
??? Don’t miss your opportunity to embrace the vibrant lifestyle of Spruce Creek
Preserve—schedule your private showing today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1998
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,726
  • Acreage: 0.21
  • Est. Taxes: $1,917
  • HOA Fee: $194 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: O6384529
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6384529/13824sw114thcircle_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/10/2026 1:11:27 PM)
Listing courtesy of MARK SPAIN REAL ESTATE   Phone: 855-299-7653

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13824 SW 114TH CIRCLE, Dunnellon, FL, 34432

$233,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $186,400 $186,400 $186,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.168% 5.561%
Monthly Tax Payment $160 $160 $160
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,073 $1,116 $1,498
Total Monthly Payment $1,308 $1,351 $1,733

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.