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Under contract-accepting backup offers. Experience refined SW Florida living in this exceptional 2nd floor, 3-bedroom, 2-bath corner residence, complete with a 1-car attached garage, situated within the highly sought-after Magdalena Gardens gated community in Punta Gorda Isles. This pet-friendly enclave offers privacy, security, and vibrant amenities. Enjoy the tranquil ambiance of your private screened lanai, where beautiful evening sunsets and the soothing sound of the fountain create a serene retreat. The home’s inviting interior is bathed with natural light, boasting high ceilings and additional windows from its prime corner location. Modern upgrades include a new water heater, newer air conditioning system, ceiling fans throughout, tile in the main living areas and carpet in the bedrooms, and lots of storage throughout to meet your needs. Enjoy making meals for your family and friends in the beautiful kitchen with newer stainless steel appliances, wood cabinets, granite counters, and new tile backsplash and faucet. Inside laundry with washer and dryer included. Have peace of mind with hurricane-rated windows and a new garage door for added home protection from any storm threat. New tile roofs were recently installed on the buildings (2024) for added long-term protection for residents. Residents here benefit from a financially solid association that had no special assessments after the 2024 storms. Monthly fees include 2 gated entrances, community heated pool, spa, building and grounds maintenance, AND WATER, SEWER AND CABLE TV TOO. Guest parking available onsite. The Punta Gorda Isles community is a treasure for outdoor enthusiasts with miles of sidewalks throughout for walking and biking that will take you right into downtown. This idyllic location is just moments away from the vibrant Fishermen's Village, colorful Punta Gorda Nature Park, serene Ponce de Leon Park, St Andrews Golf Club, PGI Civic Association (right next door) with many active clubs to join for more social fun, and the exclusive Isles Yacht Club. Indulge in shopping at downtown Punta Gorda's boutique shops and dine at the many local restaurants and savor the culinary delights prepared by exceptional chefs who are eager to tantalize your taste buds. Punta Gorda Airport/Allegiant Airlines is also nearby for convenient traveling. Start your new lifestyle, where every day feels like a tropical vacation! Put this one on your tour list!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $242 | $242 | $242 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,538 | $1,622 | $2,123 |
| Total Monthly Payment | $1,855 | $1,939 | $2,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.