1531 HILL DRIVE, Largo, FL, 33770 | $770,000

Set on one of the highest points in the sought-after Harbor Hills neighborhood of Largo, this turnkey 3-bedroom, 2-bath pool home with an oversized two-car garage offers the rare combination of elevation, flexibility, and income potential just minutes from the Gulf beaches. Positioned in Flood Zone X, the property is high and dry with no flood insurance required, an increasingly valuable feature for buyers seeking security and long-term peace of mind. With no minimum night rental restrictions, this single-family home is ideal for both full-time residents and investors looking for a profitable short-term rental less than five miles from Belleair Beach, Indian Rocks Beach, and the Gulf Beaches. Inside, the home features over 2, 000 square feet of thoughtfully designed, carpet-free living space with elegant tile and marble finishes throughout. The desirable split floor plan maximizes privacy while maintaining seamless flow between the living and dining areas, family room (currently styled as a game room), and sunroom, all anchored by a central kitchen designed for entertaining. Granite countertops and full-height granite backsplashes complement stainless steel appliances, while a unique breakfast bar for two extends seamlessly from the kitchen into the sunroom through a server/butler-style pass-through window, enhancing indoor-outdoor entertaining and creating an inviting connection between gathering spaces. Coved ceilings, plantation shutters, and custom window casings add architectural character, while a striking 500 gallon built-in fish tank/terrarium wall creates a distinctive focal point between the living and game room areas, enhancing the home’s coastal charm and conversation appeal. The spacious primary suite showcases marble flooring with mosaic black diamond insets that continue into the ensuite bath, where you’ll find a Roman soaking tub, walk-in shower, and updated finishes. The secondary bathroom features modern fixtures, updated tile wainscoting, and a refreshed tub alcove. Multiple sets of French doors open to a large pavered lanai wired for surround sound, leading to a heated lagoon-style PebbleTec pool enclosed by a screened cage and surrounded by mature tropical landscaping. The private fenced backyard creates a resort-style setting ideal for entertaining or relaxing after a beach day. Additional highlights include newer interior paint, a side-facing oversized garage with workshop space and wood cabinetry, garage access directly to the pool deck and adjacent laundry area with utility sink, and an extended driveway accommodating five or more vehicles. The flexible layout and strong rental history enhance both everyday living and short-term rental performance. The pool table conveys, offering immediate turnkey appeal. Conveniently located near the Belleair Causeway, local marinas, Largo Central Park, golf courses, dining, shopping, and with quick access to Clearwater Beach and St. Petersburg, this Harbor Hills pool home delivers the lifestyle buyers are searching for, whether as a primary residence, second home, or active short-term rental investment in one of Pinellas County’s most desirable coastal communities.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 104 x 100
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1968
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side, On Street, Oversized, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,053
  • Acreage: 0.24
  • Lot Size: 104 x 100
  • Est. Taxes: $10,416
  • HOA Fee: $75 Annually
  • Lot Desc: In County, Landscaped, Near Marina, Near Public Transit, Sloped, Unincorporated
  • View: Pool
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Largo High-PN
  • Pool: Deck, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8478904
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8478904/1531hilldrive_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/2/2026 7:33:59 PM)
Listing courtesy of KELLER WILLIAMS GULFSIDE RLTY   Phone: 727-489-0800

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1531 HILL DRIVE, Largo, FL, 33770

$770,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $616,000 $616,000 $616,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.149% 6.144% 5.522%
Monthly Tax Payment $868 $868 $868
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,449 $3,689 $4,952
Total Monthly Payment $4,409 $4,649 $5,912

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.