2228 HARBOUR DRIVE, Punta Gorda, FL, 33983 | $1,350,000

One or more photo(s) has been virtually staged. Featured on Fox 4 News! This exceptional 4 bedroom, 3. 5 bath waterfront new construction home offers sailboat access with no fixed bridges and direct access to the Gulf, an ideal setting for boaters seeking both convenience and luxury.
Designed with both style and durability in mind, the home features soaring 12 foot ceilings in the main living area and owner’s suite, 10 foot 3 inch ceilings throughout, and a bright open layout enhanced by solid wood soundproof doors for added comfort and privacy. The chef’s kitchen is equipped with premium Bosch appliances, expansive countertops, and a wet bar, flowing seamlessly into the living and dining areas.
The owner’s suite offers a private retreat with dual walk in closets, dual vanities, a freestanding soaking tub, a Roman shower, and direct lanai access. A separate guest suite and additional bedrooms provide flexibility for family and visitors.
Outdoor living is effortless with a screened lanai and full outdoor kitchen, perfect for entertaining or enjoying peaceful water views.
Built for Florida living, the home includes concrete construction, spray foam insulation, impact windows, and a metal roof rated for 160 plus mph winds, along with professionally designed landscape lighting and an oversized EV ready garage.
Located in Harbour Heights near Peace River, golf courses, downtown Punta Gorda, and Fishermen’s Village, this property offers no HOA or CDD and delivers a rare combination of privacy, quality, and true waterfront access.

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
  • Year Built: 2025
  • Garage: 2-car Electric Vehicle Charging Station(s), Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,643
  • Acreage: 0.33
  • Est. Taxes: $2,123
  • View: Water
  • Water Front: Yes
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Microwave, Range, Range Hood, Refrigerator
  • MLS#: A4681748
  • Days on Market: 61 days
  • Website: https://www.raveis.com
    /eprop/A4681748/2228harbourdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2026 5:04:52 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Source TeamLicensed Real Estate Salespersons

914.645.7157

TheSourceTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2228 HARBOUR DRIVE, Punta Gorda, FL, 33983

$1,350,000

The Source Team

Licensed Real Estate Salespersons

William Raveis Real Estate

Phone: 914.645.7157

TheSourceTeam@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,080,000 $1,080,000 $1,080,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.247% 6.183%
Monthly Tax Payment $177 $177 $177
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,389 $6,562 $9,114
Total Monthly Payment $6,691 $6,864 $9,416

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.