2228 HARBOUR DRIVE, Punta Gorda, FL, 33983 | $1,499,000

One or more photo(s) has been virtually staged. Wake up to the gentle rhythm of the Peace River at 2228 Harbour Dr. This BRAND-NEW luxury waterfront home with sailboat access and no fixed bridges offers uninterrupted river and bay views, no CDD or HOA fees, and a lifestyle defined by elegance and ease.

Sunlight pours through soaring windows, illuminating 2, 643 square feet of refined living space in this four-bedroom, three-and-a-half-bath residence. Solid wood, soundproof doors create serene retreats throughout, while built-in LED exterior lighting accentuates the home’s architectural beauty, casting a soft glow over the landscaping and façade. Every corner, from the soaring ceilings to the gleaming porcelain tile, has been thoughtfully designed to inspire and delight.

Enter the chef’s kitchen, where premium Bosch appliances meet seamless design, flowing effortlessly into the living and dining areas. Step outside to the screened lanai with outdoor kitchen, where sunset dinners and quiet evenings by the water become effortless rituals.

The owner’s suite is a resort-inspired retreat, featuring dual walk-in closets, dual vanities, a freestanding soaking tub, Roman shower, and direct lanai access. Additional bedrooms, including a private guest suite, are designed with comfort and style in mind, providing luxurious accommodations for family and friends.

Dual-zone Bosch climate systems ensure perfect comfort year-round, and the laundry room with abundant storage and utility sink makes everyday tasks effortlessly elegant.

Built to last with solid concrete construction, impact windows, a premium metal roof rated for 160+ mph winds, and an oversized garage pre-wired for an EV charger, this home marries luxury with resilience. For ultimate leisure, the property is a pool-ready haven, complete with pre-installed stub-outs and electrical hookups, saving you time and thousands on installation.

Located in the charming waterfront community of Harbour Heights, this home offers access to Harbour Heights Park with a yacht club, tennis courts, and boat docks. Just 5 minutes to I-75, 10 minutes to Downtown Punta Gorda, and 15 minutes to Fishermen’s Village, it combines unmatched convenience with the relaxed Old Florida lifestyle.

Imagine mornings sipping coffee on your lanai, afternoons exploring the river by boat, and evenings beneath unforgettable sunsets. This is more than a home. It is Florida waterfront living perfected, where every day feels like a retreat.

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
  • Year Built: 2025
  • Garage: 2-car Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,643
  • Acreage: 0.33
  • Est. Taxes: $2,123
  • View: Water
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Microwave, Range, Range Hood, Refrigerator
  • MLS#: A4681748
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /eprop/A4681748/2228harbourdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/28/2026 9:36:28 PM)
Listing courtesy of KELLER WILLIAMS ON THE WATER S   Phone: 941-803-7522

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2228 HARBOUR DRIVE, Punta Gorda, FL, 33983

$1,499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,199,200 $1,199,200 $1,199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $177 $177 $177
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,622 $6,998 $9,798
Total Monthly Payment $6,924 $7,300 $10,100

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.