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Welcome to your next chapter in On Top of the World in Ocala, where life feels lighter, easier, and truly rewarding. Built in 2023 and packed with over $25, 000 in upgrades, this like new (2023) two bedroom, two bath home is ready for its new owners. From the moment you pull up, you notice the extra wide driveway and the clean, polished look of the garage with its durable polymer flooring. Inside, gray luxury plank flooring runs throughout the entire home, giving it a modern, cohesive feel. Natural light pours through the open floor plan, creating a warm and welcoming space you will love coming home to. The kitchen is both beautiful and functional, featuring modern appliances and stunning gray Cambria quartz countertops, speckled with diamond-like specks, provide plenty of space to cook, gather, and entertain. The primary suite feels like your own private retreat with an ensuite bathroom and generous closet space. The second bedroom offers comfort and privacy for guests. There is also a versatile flex room that can easily become your home office, library, or craft space. It is quiet, bright, and designed for focus and creativity. Step outside to your screened lanai and enjoy peaceful views of lush greenery and the beautiful Florida weather. It is the perfect place for morning coffee or an evening glass of wine. This home is ready from day one, and the furnishings can be purchased separately for added convenience. Just move in and start living. The $20, 000 golf cart is available for only $10, 000, making it easy to explore everything the community, from golf courses and fitness centers to pools and social events. There is even an option to purchase the muscle car for the buyer who wants something extra special. This is more than just a home. It is a fresh start in a vibrant, active community, and it is ready for you right now. This home is better seen in person! Book your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $404 | $404 | $404 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,965 | $2,015 | $2,651 |
| Total Monthly Payment | $2,444 | $2,494 | $3,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.