|
PRICE REDUCTION~A truly must see. . . . . . . . This beautifully remodeled 2-bedroom, 2-bathroom home is located in the sought-after 55+ waterfront community of Holiday Shores Park. The spacious sunroom/office, accessed via French doors, adds approximately 144 sq. ft. of living space and stays comfortable by connecting to the main house. The residence has been completely renovated with new sheetrock, neutral paint, and high-end upgrades throughout. The kitchen features white soft-close cabinets, granite countertops, and stainless-steel appliances. Additional improvements include new windows, vinyl siding, a custom-built TV wall, and new tile showers in both bathrooms.
Exterior features include a new roof (2022) and a screened-in front patio with removable screens for golf cart access, or to allow additional parking. The shed provides a workbench, ample storage, and a stackable washer and dryer.
Holiday Shores offers an active lifestyle with low HOA fees of $200 per month, which cover water, sewer, trash pickup twice a week, and full lawn maintenance. Residents enjoy a putting green, shuffleboard, a library, a gym, and various social events. For boaters, the park provides a private boat ramp and slips on a first-come, first-served basis. The community is ideally located five miles from local beaches and within 30 minutes of both Tampa and Clearwater/St. Pete airports.
Please note that the park is currently undergoing sewer pipe replacements at no cost to residents. The grounds will be fully restored once this project is complete.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $147 | $147 | $147 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $852 | $948 | $1,229 |
| Total Monthly Payment | $1,074 | $1,170 | $1,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.