2194 PINNACLE CIRCLE N, Palm Harbor, FL, 34684 | $774,900

One or more photo(s) has been virtually staged. Welcome to your Dream Home in Cobb's Landing! Offering the perfect blend of style and sophistication, this home features 3 Bedrooms, 2 Bathrooms, a 3 Car Garage, and over 2, 600 SQFT of functional living space. Florida Living at its Finest! This Home is Nestled on a Lushly Landscaped PREMIUM LOT that backs up to an Expansive Dry Retention Area, offering Great Privacy, Serene Views, and an Expansive Backyard Space to enjoy! Stunning Curb Appeal from the moment you arrive at the property. The current owners have taken fine care in maintaining both the interior and exterior of the home and it shows. Once you step inside the Foyer you will be captivated by the cozy and inviting warmth that this home offers. Formal Living & Dining Room with Pocket Sliders bring the outdoors in - Great for Entertaining by the Pool! The heart of this Home is the STUNNING Renovated Kitchen, that opens to the Dinette & Family Room, featuring Granite Countertops, Stainless Steel Appliances, Glass Top Range, Soft Close Rich Wood Cabinetry with Pullouts, Breakfast Bar, & BBQ Window Pass through. The Open Floor Plan concept shows light and bright with a spacious Family Room that offers a Gas Fireplace with Stacked Stone & Floor-to-Ceiling Window providing Breathtaking Views! The primary suite is a true sanctuary offering ample space to unwind and rejuvenate after a long day, featuring Vaulted Ceilings, 2 Walk-in Closets with Organizers, and slider access to the Pool Area. The Newly Remodeled Spa-Like Master Bath is sure to impress with the Dual Vanity, Step-in Shower, & Free-Standing Tub. The split floor plan is very functional and provides privacy and convenience. Two additional Bedrooms with Plantation Shutters share an Updated adjacent Marble Bath with Vessel Sink and Step-In Shower. Another highlight of this Home is the enormous Sparkling Pool with Pavered deck and covered seating areas. You will love walking out back to take a dip in the pool and enjoy the Florida lifestyle year-round. It is complemented by the tropical Landscaping which provides great privacy, and the expansive views past the backyard. Inside Laundry Room with Utility Sink and Storage Cabinets for Convenience. The 3-Car Garage is very spacious with Tesla charger, plenty of room for storage and a workshop area. Tile Roof (2014), 5 Newer Hurricane Impact Windows installed recently, rescreened lanai, natural gas available and much more! Enjoy all the community amenities Cobbs Landing has to offer. Cobb's Landing, your exclusive community, offers an array of amenities, including a community park, marina on Lake Tarpon, tennis courts, basketball court, and a playground nestled beneath grand oak trees with serene views of Lake Tarpon. 2500 acre Lake Tarpon known for its bass fishing, tubing, wake- boarding, and more. Zoned for Palm Harbor University High School, this home truly leaves nothing to be desired. Cobb's Landing is strategically located, providing easy access to "A" Rated Schools, pristine beaches such as Honeymoon and Caladesi Island, numerous golf courses, county parks, the Pinellas Trail, shopping, restaurants, and just a short 25-minute drive to Tampa International Airport.

Features

  • Amenities: Basketball Court, Park, Playground, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 97 x 133
  • Laundry: Inside, Laundry Room
  • Year Built: 1988
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,619
  • Acreage: 0.28
  • Lot Size: 97 x 133
  • Est. Taxes: $10,319
  • HOA Fee: $275 Annually
  • Lot Desc: In County, Sidewalk
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Whole House R.O. System
  • MLS#: TB8478400
  • Days on Market: 41 days
  • Website: https://www.raveis.com
    /prop/TB8478400/2194pinnaclecirclen_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 10:47:06 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Keith Evans - Keith Evans TeamSales Vice President

203.733.4212

Keith.Evans@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2194 PINNACLE CIRCLE N, Palm Harbor, FL, 34684

$774,900

Keith Evans - Keith Evans Team

Sales Vice President

William Raveis Real Estate

Phone: 203.733.4212

Keith.Evans@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $619,920 $619,920 $619,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $860 $860 $860
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,667 $3,867 $5,065
Total Monthly Payment $4,619 $4,819 $6,017

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.