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On a stretch of New York State Route 376 where traffic hums between neighborhoods and quietly waiting for its next chapter. Identified on the tax rolls as 0135689-6358-01-495857-0000, the property lies within the Town of Wappinger and carries the R-3A zoning designation — a classification that tells you immediately this is not ordinary ground. R-3A in the Wappingers Falls area is about space. It is about breathing room. It is about protecting a certain rural character that still lingers along portions of Route 376 despite steady growth around it. Three-acre minimums. Wide setbacks. Generous frontage. The kind of zoning that doesn’t rush development — it shapes it carefully. Standing at the roadside, you feel the contrast. Cars pass, connecting commuters to larger corridors, yet the land itself feels set back from the noise. The R-3A designation suggests a future defined not by commercial storefronts or dense clusters, but by a single-family home with presence — long driveway, broad lawn, preserved tree lines, and distance between neighbors. In a corridor where mixed uses appear up and down the highway, this parcel holds onto a quieter vision. The scale requirements of R-3A mean any home built here would command space — both visually and physically. Front setbacks pull construction away from the road. Side yards ensure privacy. The acreage requirement protects the openness that buyers in Dutchess County increasingly seek but rarely find along primary routes. For an owner or developer who understands land, that zoning is not a limitation — it is positioning. It defines the product before a shovel ever hits the ground. This is not high-turnover property. It is legacy land. A homesite with room to design intentionally, to capture light, to preserve trees, and to create separation from the very road that makes it accessible. On Route 376, opportunity often moves quickly. But this parcel moves differently. It waits for the right vision — one that respects the scale, the code, and the character of R-3A. In a market that constantly pushes inward, this land still stretches outward. ****5 OTHYER LOTS AVAILABLE AS SHOWN IN PICTURES****
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,530 | $1,592 | $2,119 |
| Total Monthly Payment | $1,605 | $1,667 | $2,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.