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Under contract-accepting backup offers. Live the ultimate Madeira Beach waterfront lifestyle while enjoying exceptional income flexibility in this beautifully updated 2-bedroom condo with a deeded boat slip steps from you back door in the highly desirable Madeira Beach Yacht Club. Located in an all-ages waterfront community that allows one-week minimum short-term rentals, this property offers the rare combination of personal enjoyment and strong investment potential in one of Pinellas County’s most sought-after beach markets.
Overlooking the marina and Intracoastal Waterway, this light-filled residence features bay and boat slip views from both the living area and the primary suite, creating an inviting coastal retreat just steps from the Gulf of Mexico. Fully renovated in 2025-2026, the interior showcases quartz countertops, shaker cabinetry, a pearlescent white backsplash, recessed lighting, and newer stainless steel appliances including a sleek glass cooktop range. Wood plank-look ceramic tile runs throughout for durability and easy maintenance, ideal for beach living and vacation rental use. A stackable washer and dryer are discreetly tucked behind French doors, while updated fixtures throughout enhance the clean, modern aesthetic. The primary suite features a stylish barn door entry to the en-suite bath, and the secondary bath offers an oversized walk-in shower and LED smart mirror. A new roof in 2025 adds long-term value and peace of mind.
Madeira Beach Yacht Club is known for its resort-style marina amenities, including two heated pools, an indoor hot tub, clubhouse, fitness center, billiards room, and four fishing piers. Owners enjoy walkable access to the sugar-white sands of Madeira Beach, John’s Pass Village and Boardwalk, waterfront dining, boutiques, grocery stores, and entertainment. Just outside the gates, ROC Park provides tennis and pickleball courts, splash pad, playground, basketball courts, baseball fields, and a recreation center, making this one of the most amenity-rich condo locations in the 33708 zip code.
Whether you are seeking a turnkey beach retreat with your own deeded boat slip or a short-term rental property in a high-demand Gulf Coast destination, this Madeira Beach waterfront condo delivers location, flexibility, and lifestyle in one compelling package.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $383,920 | $383,920 | $383,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $383 | $383 | $383 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,271 | $2,395 | $3,135 |
| Total Monthly Payment | $2,729 | $2,853 | $3,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.