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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** Situated on a spacious lot backing to a serene tree lined buffer in the highly sought after Oyster Point community in Mount Pleasant, this stunning elevated home offers exceptional curb appeal, refined finishes, and thoughtfully designed living spaces both inside and out. Built as an Emerald Class home (D. R. Horton's luxury division), it showcases high end finishes and a level of detail that truly sets it apart. With double front porches, double screened porches, a balcony, a covered patio, and a beautifully landscaped fenced backyard, this home was built to embrace the Lowcountry lifestyle at every turn, and it presents a rare opportunity with its private feel thanks to the serene tree linethat creates a peaceful, secluded backdrop. A beautifully groomed front yard and long, expansive driveway set the tone as you arrive, leading to the convenient drive under garage. Ascend to the welcoming front porch of this eastern facing home and admire the charm of the gas lanterns. Step through the double front doors to discover gleaming wood flooring, crown molding, abundant natural light, and an open and inviting floor plan. To the left of the foyer, the formal dining room impresses with board and batten walls and double doors that open to the front porch. To the right, glass front French doors reveal a versatile study that can also serve as an optional bedroom, complete with its own closet, en suite bathroom, and double doors leading to the porch. Beyond the staircase, the heart of the home unfolds in the bright and open kitchen and family room. The kitchen is beautifully appointed with abundant cabinetry, a stylish tile backsplash, a gas cooktop with an integrated hood vent, stainless steel appliances, a stainless steel apron sink, a spacious island with seating, and a walk in pantry. The family room features a striking shiplap accent wall and a fireplace flanked by windows, creating a warm yet sophisticated atmosphere. From here, step out to the screened porch with stairs leading down to the backyard, perfect for entertaining or relaxing. The main level primary suite is a true retreat, showcasing a tray ceiling, private balcony access, a large walk in closet, and a spa like en suite bath with a dual sink vanity, a freestanding soaking tub, and a beautiful frameless step in shower. Upstairs, a generous loft provides flexible space for a media room, an office, second family room, or play area, with access to the upper level front porch. Three additional bedrooms are thoughtfully arranged, including one with a private en suite bath and two connected by a Jack and Jill bath. An impressive bonus room/bedroom with a closet, private screened porch access, and a full bathroom offers even more versatility. Residents of Oyster Point enjoy exceptional amenities including tennis and pickleball courts, a swimming pool, a play park, a dock, kayak and paddleboard storage, a community center, a fitness gym, and scenic walking trails. Ideally located just 2. 2 miles from Mount Pleasant Towne Centre, 4. 5 miles from Isle of Palms, and 9. 6 miles from downtown Charleston, this home offers luxury living with unmatched convenience. If you have been searching for the perfect place to call home, your search ends here.
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Our Executive Mortgage Banker:
$1,425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,140,000 | $1,140,000 | $1,140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.289% | 6.259% | 6.203% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,744 | $6,927 | $9,620 |
| Total Monthly Payment | $6,869 | $7,052 | $9,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.