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Palm Harbor - Lake Pointe at Countryside - This desirable neighborhood is a well-maintained, quaint community of 55 townhomes tucked away on a quiet, private street. The home backs up to a peaceful and quiet wooded preserve where wildlife enjoys the undeveloped area. This 2 bed, 2. 5 bath unit is ideally located at the back of the community for added seclusion. As you enter, you will be amazed at the open floor plan with the triple sliding doors drawing your eye to the natural beauty beyond and allowing the light to bathe the space. The kitchen has white appliances, a closet pantry, a casual eating area, and a breakfast bar that opens to the central living space with laminate floors. The triple sliding doors expand your living space outdoors – the ideal place to enjoy a peaceful cup of coffee or relax and watch the wildlife. The first floor open layout is perfect for entertaining family and friends. The second floor houses the sleeping quarters for added privacy. The primary suite is expansive - offering a large picture window overlooking the preserve, a walk-in closet, and a private en suite – your own quiet retreat at the end of the day. The Secondary bedroom is spacious with a large closet, plantation shutters, and shares a hall bath. Each home includes a private garage and driveway, with plenty of guest parking nearby. Lake Pointe at Countryside offers a community pool in a peaceful setting with views of a pond with a fountain. The low HOA fee includes Cable TV & Internet, Roof, Exterior Paint, Lawn Care, and Garbage. The HOA replaced the roof in 2015 and painted the buildings in 2018. Close to shopping, restaurants, and entertainment. Come take a look…You’ll like what you see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $72 | $72 | $72 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,453 | $1,510 | $1,986 |
| Total Monthly Payment | $1,600 | $1,657 | $2,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.