40 SHAMROCK WAY, #40, Oldsmar, FL, 34677 | $255,000

Welcome home to 40 Shamrock Way in sunny Oldsmar FL. This move-in ready, updated 2-bedroom, 2-bath condo with a loft, offering 1, 502 square feet of light-filled living space in the highly sought-after East Lake Woodlands community in Oldsmar. Featuring an open floor plan, voluminous ceilings, abundant windows, and a split bedroom layout, this home feels bright, spacious, and welcoming, perfect for both everyday living and entertaining.
The updated kitchen opens to the main living area and showcases modern finishes, ample cabinetry, and a convenient eating bar. Updated flooring throughout enhances the cohesive design, while in-unit laundry adds everyday ease. The versatile loft provides the ideal space for a home office, media room, or additional living area.
The expansive primary suite is a true retreat, featuring a huge walk-in closet, dual sinks, and a spa-inspired bathroom with both a separate shower and tub. The secondary bedroom and bath are thoughtfully positioned on the opposite side of the home, ideal for guests or multigenerational living. Recent updates include a new HVAC and water heater, offering added peace of mind.
Step outside to your large, private screened back porch, perfect for relaxing or enjoying Florida’s indoor-outdoor lifestyle. This maintenance-free, lock-and-leave community features a swimming pool, assigned covered parking, and ample guest parking.
The monthly HOA of $770 provides exceptional value and includes cable TV, common area taxes, community pool access, exterior building insurance (homeowner to obtain interior insurance), exterior building maintenance, grounds maintenance, sewer, and trash service, allowing for truly low-maintenance living.
Just 25 minutes to Tampa International Airport and approximately 20 minutes to the Dunedin Causeway and Honeymoon Island. Enjoy shopping, dining, and everyday conveniences all nearby. East Lake Woodlands is known for its excellent walkability and is within walking distance of the Ardea at East Lake Woodlands Country Club, where optional golf membership is available.
This home delivers the perfect blend of comfort, convenience, and resort-style living, ideal as a primary residence, second home, or seasonal retreat.

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Golf Course
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Outside, Washer Hookup
  • Complex: ST ANDREWS CONDO
  • Year Built: 1986
  • Approx Sq. Feet: 1,502
  • Acreage: 5
  • Est. Taxes: $2,572
  • Condo Fee: $770 Monthly
  • Lot Desc: Level
  • View: Pool, Trees/Woods
  • Pool: In Ground, Lighting
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: TB8471405
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/TB8471405/40shamrockway_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/4/2026 10:06:19 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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40 SHAMROCK WAY, #40, Oldsmar, FL, 34677

$255,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $204,000 $204,000 $204,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $214 $214 $214
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,207 $1,273 $1,667
Total Monthly Payment $1,496 $1,562 $1,956

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.