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GULF ACCESS WATERFRONT HOME W/10, 000 LB LIFT — MINUTES TO OPEN WATER! Positioned on a canal just moments from the Peace River/Charlotte Harbor, this fully updated 2 bed/1 bath waterfront home delivers immediate Gulf access and move-in ready peace of mind. With 60 feet of seawall and nearly instant access to open water, your next day on the boat begins right in your backyard. A 10, 000 lb boat lift with canopy awaits you. No bridges. Just quick access to some of Southwest Florida’s best fishing and boating. Inside, the open floor plan creates a bright, connected living space designed for easy coastal living. Oversized windows and recessed LED lighting fill the home with abundant light, while clean sightlines connect the main living area to the kitchen and Florida room beyond. The beautifully updated kitchen features white shaker cabinetry, quartz countertops, a center island with breakfast bar seating, stainless appliances, and modern fixtures. Whether prepping a quick lunch before heading out on the boat or hosting friends for dinner, the layout supports both everyday living and entertaining. The spacious Florida room spans the rear of the home, offering flexible space for a lounge area, home office, or additional gathering space. French doors lead to the screened lanai and patio, extending the living area outdoors and overlooking the backyard and canal. The updated bath showcases a contemporary vanity and glass-enclosed shower with crisp, timeless finishes. Bedrooms feature wood-look luxury vinyl flooring, while tile runs throughout the main living areas for durability and easy maintenance. A large interior laundry room doubles as a mudroom and opens directly to the attached one-car garage — ideal for storing boating gear, supplies, and everyday essentials without bringing the outdoors inside. Recent updates provide peace of mind: NEW metal roof (2023), NEW septic system (2022), NEW A/C (2023), NEW PEX plumbing throughout (2025), full insulation, NEW LED lighting, NEW solid-core doors and trim, NEW impact-resistant front door, and fresh exterior paint. The heavy lifting has already been completed. The backyard offers ample space to personalize — add a pool, expand the patio, or simply enjoy the open green space leading to your seawall and lift. A 10x10 shed w/electricity was added to the property in 2020. Located in the Charlotte Harbor area with quick access to I-75, US41, Sunseeker Resort, and historic Punta Gorda, this property combines location, lifestyle, and value. Schedule an appointment today and start enjoying true Florida waterfront living.
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Our Executive Mortgage Banker:
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $182 | $182 | $182 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,339 | $1,433 | $1,923 |
| Total Monthly Payment | $1,596 | $1,690 | $2,180 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.