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Welcome to paradise! Where brand-new luxury meets the waterfront lifestyle of your dreams. Built in 2025 and never lived in, this pristine 4-bedroom residence in the coveted Harbor East community of Port Charlotte offers an exceptional opportunity to own untouched new construction with tranquil water views and direct access to Charlotte Harbor and the Gulf of Mexico. From the moment you enter, you’ll appreciate the light-filled open-concept design, soaring ceilings, and seamless flow between the living, dining, and kitchen spaces, perfectly curated for both elegant entertaining and relaxed coastal living. Every detail reflects modern sophistication while providing a warm, inviting atmosphere. Step outside and imagine designing your own private resort-style retreat. With ample room to build the custom pool of your choosing, the backyard becomes a blank canvas ready to transform into your personal oasis under the Florida sun. Harbor East is a boater’s haven, offering convenient access to Charlotte Harbor and the Gulf — ideal for sunset cruises, world-class fishing, waterfront dining, and island adventures. Combine this unbeatable location with 2025 construction and the rare advantage of a home that has never been occupied, and you have a truly extraordinary opportunity. This is more than a home, it’s a fresh beginning, a waterfront sanctuary, and a lifestyle reserved for those who expect the best. *****PROPERTY IS LOCATED IN FLOOD ZONE X (buyer to verify insurance requirements with lender and insurer) ***** Home has a 1 year building warranty, so there is 10 months left of the warranty.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$679,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,600 | $543,600 | $543,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $179 | $179 | $179 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,129 | $3,481 | $4,514 |
| Total Monthly Payment | $3,399 | $3,751 | $4,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.