3206 Cotuit LN, Naples, FL, 34114 | $2,300,000

Welcome to 3206 Cotuit Lane in Marsh Cove! beautifully designed Navarra II model, offering four bedrooms plus a den/office and 4. 5 baths, with 2, 813 square feet of thoughtfully curated living space. In the award-winning Fiddler’s Creek community, this exceptional home showcases Ashton Woods’ signature craftsmanship, high standards and inspirational design throughout. Positioned on a hand-selected, manicured lot with southern exposure, the home captures stunning long lake views and offers the rare opportunity to enjoy sunrise and sunset daily. Designed for effortless entertaining and refined everyday living, the open-concept floor plan features a spacious great room filled with natural light and picturesque views through expansive sliding glass doors. The gourmet kitchen is the heart of the home and every chef’s dream, featuring a large island with elegant pendant lighting, white 42-inch cabinetry, a tiled backsplash, wall oven, walk-in pantry, ample storage and warm LED under-cabinet lighting that highlights the upgraded finishes beautifully. Go outside to a private resort-style outdoor retreat, complete with a screened-in pool and raised spa with spillover, paver deck, expansive covered lanai and a fully equipped outdoor kitchen with refrigerator. The space is enhanced by Woodard brand outdoor furniture and its dedicated dishes and serving pieces, ideally curated for alfresco dining, sunset gatherings and relaxed Florida living. The primary suite serves as a serene sanctuary, offering tranquil lake views and a luxurious en-suite bath with a walk-in glass shower, dual sinks and spacious walk-in closet. A private door from the primary bath provides direct access to the pool area, seamlessly blending indoor and outdoor living. Each additional bedroom includes its en-suite full bath, ensuring comfort and privacy for family and guests, while the versatile den offers flexibility for a home office or media space. The home is being offered fully furnished and has been lightly occupied for only nine total months since 2019, making it move-in ready. Residents of Fiddler’s Creek enjoy a premier lifestyle with world-class amenities including a luxurious clubhouse, resort-style pools, championship golf, tennis and pickleball, state-of-the-art fitness facilities, spa services, fine and casual dining, and a vibrant social calendar. Surrounded by lush landscaping and nature preserves, this exceptional community offers elegance, tranquility and an active lifestyle, just minutes from Naples pristine beaches, shopping and dining.

Features

  • Amenities: Beach Club Available,Bike And Jog Path,Boat Storage,Bocce Court,Business Center,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Fitness Center Attended,Full Service Spa,Golf Course,Internet Access,Library,Pickleball,Play Area,Private Membership,Restaurant,Sauna,Shuffleboard,Sidewalk,Streetlight,Tennis Court
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Style: 1 Story/Ranch
  • Development: FIDDLER'S CREEK
  • Year Built: 2019
  • Garage: 3-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,813
  • Acreage: 0.4
  • Est. Taxes: $22,126
  • HOA Fee: $1,270 Quarterly
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated,Golf Course,Tennis
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 226008223
  • Website: https://www.raveis.com
    /eprop/226008223/3206cotuitln_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3206 Cotuit LN, Naples, FL, 34114

$2,300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,840,000 $1,840,000 $1,840,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.259% 6.223%
Monthly Tax Payment $1,844 $1,844 $1,844
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,738 $11,180 $15,527
Total Monthly Payment $12,707 $13,149 $17,496

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.