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Welcome to 109 Simpson Street — a brand-new 3 bedroom, 2 bath home located in the quaint town of Iva, SC. This thoughtfully designed residence offers a bright, open floor plan with modern finishes and low-maintenance living. The main living areas feature durable luxury vinyl plank flooring and abundant natural light. The kitchen is beautifully appointed with white shaker cabinetry, grannite countertops, stainless appliances, and ample prep space, seamlessly flowing into the dining and living areas — ideal for both everyday living and entertaining. The spacious primary suite includes a private bath with a double vanity and contemporary fixtures. Two additional bedrooms provide flexibility for guests, home office space, or growing needs. A centrally located hall bath and dedicated laundry area add convenience. Enjoy the welcoming covered front porch, attached garage, and a manageable lot that offers easy upkeep. With brand-new construction throughout, this home provides peace of mind and modern efficiency in a charming small-town setting. Move-in ready and waiting for its first owners.
| Type | Dimensions |
|---|---|
| Bedroom2 | 11x11 |
| Bedroom3 | 12x14 |
| DiningRoom | 11x11 |
| Kitchen | 11x12 |
| Laundry | 3x6 |
| LivingRoom | 18x17 |
| PrimaryBedroom | 14x14 |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,097 | $1,158 | $1,524 |
| Total Monthly Payment | $1,172 | $1,233 | $1,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.