|
Welcome to this stunning semi-custom home by Port City Homes of Charleston in The Preserve at Penny's Creek - SELLER IS OFFERING INCENTIVE FOR INTEREST RATE BUY DOWN! - an elevated 4-bedroom, 3. 5-bathroom home offering approximately 2, 868 sq ft of beautifully appointed living space. UPGRADES GALORE!! Situated on a wooded lot with peace and privacy, this home provides both Charleston charm and function. The main floor features a large master suite, offering a separate retreat with generous closet space. There is a large, convenient laundry area off of the primary suite. Upstairs are the three additional bedrooms and two bathrooms; perfect for guests and family. Custom wood shelving adorns all closets, giving a nice touch. The builder exemplified true quality & upgrades in this home, including upgraded unique cement fiber "shaker" siding, upgraded 1¾-inch solid core interior doors, a striking solid Sapele wood front door, hurricane-rated impact windows, and a high-efficiency TRANE HVAC. Enjoy laid-back Charleston living with a spacious chef's kitchen, ideal for culinary adventures, flowing effortlessly into the living room, where you'll find a beautiful fireplace that anchors the room. The large screened porch, facing the wooded rear of the lot, includes a 3-panel floor-to-ceiling sliding glass door an ideal setup for indoor-outdoor living, morning coffee, or evening gatherings surrounded by nature. A deep two-car garage offers ample extra storage and room for cars, tools, or hobby gear. Beyond the home itself, The Preserve at Penny's Creek is a premier community offering tranquil, wooded lots, a community dock on the Stono River, winding roads, and a sense of privacy, yet positioned for modern convenience. Located just a short drive from downtown Charleston, you'll enjoy quick access to shopping, excellent dining, and vibrant cultural life and you're also well placed for coastal escapes, with beaches within easy reach. Builder also provides a 2-10 home warranty! If you're looking for a home that embodies craftsmanship, elegance, and functional design in a community that blends nature with proximity to Charleston's best this could be the one.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,480,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,184,000 | $1,184,000 | $1,184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,099 | $7,290 | $9,991 |
| Total Monthly Payment | $7,224 | $7,415 | $10,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.