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Ideally located in Davis Shores just a short walk to the Bridge of Lions which a stroll across will lead you to the center of the historic district of St. Augustine. Along with the perfect location, this home boasts charm galore yet includes modern updates to the kitchen, bathrooms, and flooring to enjoy the optimal comforts of home. With arches, large windows offering an abundance of natural light, 42" kitchen cabinetry, newly remodeled bathrooms and luxury vinyl plank flooring and a barn door, this home will warm your soul from the second you arrive. A brand new roof in 2025, a new Trane HVAC system in 2017, and all appliances included make this ready to call home. The outdoors can't be ignored with its 1 car garage, 4 extra parking spaces (including room for a boat or RV), alleyway access that allows the front of the house to remain peaceful and uncluttered, a beautiful deck for sunbathing or relaxing and a screened in area with a sink with hot and cold water to be enjoyed for outdoor dining, hosting a gathering or a place for a hottub if desired (prewired just for this purpose). For extra storage there are 2 sheds included with the property. To keep your lawn and plants healthy there is a well and irrigation system. Yes you can have it all. You can be close to everything, have room to store your boat or RV, have the charm and construction of an older home and have all the conveniences of modern amenities. It just doesn't get any better than that!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $415,200 | $415,200 | $415,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $229 | $229 | $229 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,325 | $2,487 | $3,338 |
| Total Monthly Payment | $2,646 | $2,808 | $3,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.