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Let's be real -- you're not just buying a house, you're buying the Florida waterfront lifestyle. Pool, putting green, boat dock, a patio made for legendary get-togethers, and spectacular views of ancient oaks and the Cedar River.
Inside: real hardwood floors throughout, an enormous kitchen, a gorgeous primary bathroom, flex space, and -- yes -- a basement in Florida. Three sump pumps keep it dry and ready for storage. The living areas sit well above the FEMA flood zone, so you get all the waterfront magic without the anxiety. Fully renovated and move-in ready.
The layout has quirks -- built in 1945 and expanded over the years, it's got character. Not a cookie-cutter open floor plan, but who wants that anyway? 4 bed, 3 bath, nearly $220K in renovations, and a river out your back door.
This is the waterfront lifestyle usually reserved for a much bigger budget. Motivated seller.
Come for the view. Stay forever. UPDATES - 1900 Lake Shore Blvd
Completion Date: February 2026
Total Update Costs: $219, 400
Cosmetic Updates: $67, 000
Refinished Hardwood Floors
Full interior paint
New Lighting Fixtures
New Plumbing Fixtures
New Tile in Baths and Family Room
Reconfiguration of Primary Bath to include soaking tub and new vanity
Reconfiguration of the kitchen to maximize views of the river, pool, and oak trees
Kitchen updated with custom painted cabinets, new countertops, and new layout
Infrastructure Updates: $152, 400
1. Plumbing & Waste Management
" Supply Lines: 100% removal of galvanized service lines; replaced with modern PVC/PEX water supply lines. $10, 200
" Drain Lines: Removal of cast iron drains, with exception of drain that runs under the dining room/kitchen; replaced with modern PVC. $9, 500
" Septic System: $32, 000 - Complete 2026 installation including:
o New Primary Septic Tank.
o New Dousing Tank.
o New Drain Field (Sized for 4-Bedroom/3-Bathroom capacity).
o Previous Septic Tank and Field abandoned.
" Fixtures: All new plumbing fixtures installed in bathrooms and kitchen; master bath reconfigured with new soaking tub
2. Electrical & Lighting - $13, 500
" Wiring: Removal of cloth wiring in the original section of the home.
" Panel & Service: Main electrical panel updated with new breakers; all switches and plugs replaced throughout the original section of the home.
" Lighting: Full installation of new interior light fixtures and ceiling fans; new exterior LED floodlighting on the front and rear of the home.
3. Structural & Basement Resilience
" Roof: Replaced roof in 2022 by prior owner
" Roof/Ceiling Support: Two (2) new structural beams installed in the kitchen area to reinforce the ceiling and roof system. - $4, 300
" Basement Management: Basement equipped with a triple-redundancy sump pump system to proactively manage water table fluctuations and rising river levels.
" Decks: Primary suite deck structurally repaired and repainted
4. HVAC & Climate Control
" Service: Full professional service with new filters for the HVAC system. $800
" Insulation/Seal: Garage door opening system repaired and serviced for optimal seal and operation. $600
5. Waterfront & Exterior Systems
" Pool: Professional resurfacing (marcite); pool pump and filtration system fully serviced. $24, 400
" Dock: Comprehensive refurbishment including a new ramp, new decking, and reinforced piling connections. $42, 000
" Security: Back yard fully enclosed with 6' privacy fencing - $3, 500
" Survey: New 2026 survey on file with all property changes documented and new corner stakes installed. $600
" Landscaping/Hardscaping: Sod in front yard, hydroseeding on side & rear yard, pavers, plantings, dead tree removal, and tree cleanup. - $11, 000
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Our Executive Mortgage Banker:
Our Insurance Division:
$662,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $529,600 | $529,600 | $529,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $269 | $269 | $269 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,049 | $3,391 | $4,398 |
| Total Monthly Payment | $3,409 | $3,751 | $4,758 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.