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4-Level Living. Thoughtful Updates. Everyday Functionality. Set in a convenient Hamden location, this 3-bedroom, 1. 5-bath split-level offers a smart layout with flexibility across four levels-live the way you want. A tiled foyer opens to a bright living room with fireplace and NEW wood floors, flowing into the dining area and updated kitchen. Large windows bring in natural light, while both the living and dining spaces connect directly to the deck-creating an easy indoor-outdoor everyday living and entertaining. The lower level features a casual family room with half bath and walk-out access to the yard patio. An additional basement level provides valuable bonus space for storage, a gym, or hobbies, along with a laundry area. Upstairs, three bedrooms with wood floors and an updated full bath. **Improvements include NEW pre-finished wood floors in the living and dining rooms (2026), roof (~2019), and boiler (~9 years). Additional features include updated kitchen and baths, AC split units, skylight, deck, and a partially fenced yard. ** Located just minutes from Quinnipiac University, Yale, and New Haven, with convenient access to parks, shopping, dining, and commuter routes. Room sizes aprox. Hamden is in a Tax Phase in period. Buyrr to do own diligence. Note: Current photos do not show the new Living room / dining room floors have be changed to new pre-finished wood floors.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.4 x 12.4 | Upper |
| Bedroom 2 | Hardwood Floor | 10.4 x 11.8 | Upper |
| Dining Room | 9.8 x 10.1 | Main | |
| Family Room | Tile Floor | 12.8 x 22.1 | Lower |
| Kitchen | Tile Floor | 10.1 x 12.1 | Main |
| Living Room | Fireplace | 23.5 x 24.6 | Main |
| Other | Lower | ||
| Primary Bedroom | Hardwood Floor | 11.3 x 13.1 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $930 | $930 | $930 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,822 | $1,922 | $2,515 |
| Total Monthly Payment | $2,827 | $2,927 | $3,520 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.