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Beautifully maintained and located within the highly desirable Palmer House gated cooperative community, this charming one-bedroom residence offers a blend of comfort and functionality, including a versatile bonus space perfect for a home office. The inviting eat-in kitchen features a gas range, generous cabinet storage, and plenty of counter space for meal preparation. Spacious living room boasts triple window at treetop level, filling the space with natural light, and includes quaint dining area ideal for entertaining. The bedroom enjoys double exposure, creating a bright and airy retreat. A full hall bath with a soaking tub offers unique vanity nook. Four generous closets provide excellent storage throughout. Hardwood floors. Residents of this sought-after complex enjoy 24/7 gated security, immediate assigned parking, additional storage, and convenient on-site laundry facilities. Ideally situated just one mile from Bronxville Village, with its charming shops, restaurants, and Metro-North railroad for an easy commute. Nearby Cross County and Central Park Avenue.
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Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $875 | $923 | $1,209 |
| Total Monthly Payment | $950 | $998 | $1,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.