315 MONTSERRAT Drive, Saint Augustine, FL, 32092 | $630,000
Welcome to your long awaited Florida oasis! Located halfway between metro Jacksonville and historic St Augustine, ~20 minutes to the beach, and just minutes to I-95 - this impeccably maintained heated saltwater POOL home is just a couple years old and all the extras you would put in after new construction are already done! This exceptionally functional Princeton floorplan with whole house water filtration system + water softener lives larger than the square footage and allows for multiple entertaining areas and spread out secondary bedrooms. Crown molding, 5 1/4 baseboards, 8' doors, custom woodwork, 9-10' ceilings + tray ceilings, extended covered lanai and screen enclosure over the pool are just a couple of the reasons to say YES to this address! Upgraded wiring in the garage allows for a generator. Zoned for highly rated St Johns County schools, close to shopping and necessities - in other words, this home is *just right*. GATED Windward Ranch in St. Augustine offers a robust amenity center with a resort-style pool, fitness center, clubhouse, playground, and sports courts (basketball, pickleball). Key features include mini-golf, outdoor pavilions, cabanas, and walking trails, all within a gated community setting with homes backing to lakes and conservation areas, designed for active living.
Features
- Amenities: Pool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, PlaygroundGated
- Bedrooms: 4
- Baths: 2 full
- Style: Ranch
- Year Built: 2020
- Garage: 3-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,267
- Acreage: 0.19
- Est. Taxes: $4,379
- HOA Fee: $428 Quarterly
- View: Pond
- Water Front: Yes
- Elem. School: Mill Creek Academy
- Middle School: Mill Creek Academy
- High School: St. Augustine
- Pool: In Ground, Screen Enclosure, Waterfall
- Appliances: Convection Oven, Dishwasher, Double Oven, Electric Oven, Gas Range, Microwave, Refrigerator, Water Softener Owned
- MLS#: 2117579
- Days on Market: 105 days
- Website: https://www.raveis.com
/prop/2117579/315montserratdrive_saintaugustine_fl?source=qrflyer
Listing courtesy of ANDERSON REALTY
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
315 MONTSERRAT Drive, Saint Augustine, FL, 32092
$630,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $504,000 | $504,000 | $504,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $365 | $365 | $365 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,822 | $3,019 | $4,052 |
| Total Monthly Payment | $3,279 | $3,476 | $4,509 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388