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Steeped in history and dripping with cottage charm, the "Maltby Gelston" house is more than just a home-it's a piece of Sherman's history! This residence has worn many hats over its 200 (or so) years: from the homestead of a prominent 19th-century family, to "Brush House", to an early 20th-century harness shop. Today, this iconic "little yellow house" is celebrated as one of the cutest properties in town. Inside, the home oozes character with a layout that favors intimacy and architectural interest. Whether you're seeking a full-time residence, a weekend escape, or writer's retreat, the "stacked room" English-cottage floor plan offers charm at every level: spacious primary suite featuring a freshly remodeled bathroom, living room anchored by a large wood-burning fireplace perfect for long New England winters, dining adjacent to a separate kitchen with stainless appliances, and finished attic serving as a stylish sleeping loft for guests or a quiet sky-lit office. You will spend your summer living on the very private, spacious deck. Meticulously maintained perennial gardens that burst with color and tranquil views of the neighboring horse farm offers your rural zen moment. Take a 3 minute drive or 10 minute jog to Candlewood Lake for beach, boating and kayaking; walking distance to pickleball at Volunteer Park, plus nearby soccer fields, tennis courts & a walking track. Easy access to the Appalachian Trail, Audubon's Deer Park Farm & Pawling Train Station!
| Type | Description | Level |
|---|---|---|
| Dining Room | Wide Board Floor | Main |
| Kitchen | Main | |
| Living Room | Fireplace,Wide Board Floor | Lower |
| Loft | Upper | |
| Primary Bedroom | Full Bath,Wide Board Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $268,680 | $268,680 | $268,680 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $221 | $221 | $221 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,547 | $1,633 | $2,178 |
| Total Monthly Payment | $1,843 | $1,929 | $2,474 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.