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Have you ever dreamt about waking up by the water? This is not simply a property. It is a front row seat to the bay, a cozy retreat filled with light, and a rare opportunity to own a slice of the Florida coastal lifestyle. Set along the beautiful shoreline of Tampa Bay, this two-bedroom, two-bath Bayfront home captures everything buyers imagine when they dream of waking up by the water.
Four expansive sliding glass doors frame a spectacular sunroom that blurs the line between indoors and out, flooding the home with sunshine and uninterrupted water views. The new deck has been thoughtfully designed to maximize the water vistas, creating the perfect setting for morning coffee as the sun rises over the bay or evening gatherings as the sky melts into soft coastal hues.
Beautiful gray luxury vinyl flooring runs throughout, offering a clean finish that complements this home layout. The spacious laundry room and additional storage provide the practicality so often missing in waterfront properties, making this home as functional as it is beautiful.
Every space feels intentional and inviting, from the open living areas designed for conversation and connection to the quiet bedrooms that offer a peaceful retreat after long beach days. The vibes here are pure coastal charm, comfortable, welcoming, and effortlessly cozy. This is the kind of home where windows stay open to the salt air, where neighbors become friends, and where weekends turn into lifelong memories.
BAV is a vibrant 55+ community filled with amenities and activities. Life in BVA is about more than the view. It is about sunset walks along the bay, and a close knit waterfront community that values both privacy and connection. It is about generations returning year after year, creating traditions by the water and collecting moments that matter. Whether you’re enjoying social gatherings, two scenic fishing piers, a heated swimming pool, a hot tub, shuffleboard courts, or a beautifully appointed clubhouse, there’s always something to enjoy here. With access to nearby bike trails, pristine Clearwater Beach, and the charming towns of Safety Harbor and Dunedin, you’ll find endless opportunities for adventure just minutes from home. Major shopping, dining, and entertainment options are a short drive away, and both Clearwater-St. Pete and Tampa International Airports are just 15–20 minutes away.
At Bay Aristocrat Village, every day feels like a vacation. Experience coastal living at its finest in this beautiful home, where comfort, beauty, and a warm sense of community come together to create your perfect retreat.
(Updates include Water heater 2025, HVAC 2018, Flooring 2024, Vapor Barrier, Insulation, HVAC duct work, Washer/Dryer 2025)
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $267 | $267 | $267 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $942 | $993 | $1,300 |
| Total Monthly Payment | $1,283 | $1,334 | $1,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.