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Welcome to your own private retreat in the highly sought after 55+ Gated Golf Community of SPRUCE CREEK SOUTH, ideally located adjacent to THE VILLAGES, FL where every day feels like a vacation and the lifestyle is as vibrant as the Florida sunshine. This beautifully maintained 3 Bedroom, 2 Bath Magnolia model invites you to slow down, breathe deeply, and truly savor home. Step inside to find LUXURY VINYL PLANK Flooring flowing seamlessly throughout, with TILE in most wet areas. The spacious kitchen, complete with a charming breakfast room, is the perfect setting for morning coffee as sunlight pours in and plans for the day unfold. Gorgeous GRANITE countertops throughout. But the magic truly begins outdoors. Imagine stepping into your expansive 19x36 SCREENED BIRDCAGE, where your private SWIM SPA awaits. Whether you start your mornings with a peaceful swim, enjoy an afternoon float with your favorite music playing softly, or unwind under the stars with the spa lights glowing around you, this is more than a backyard, it’s your personal oasis. A place to recharge, entertain, and create moments that feel a little magical every single day. The ENCLOSED LANAI extends your living space beautifully, blending indoor comfort with outdoor serenity. A two car garage with sliding screen doors adds functionality and flexibility, while the NEW ROOF (2023) provides peace of mind for years to come. The inside laundry room adds everyday convenience, making life here feel effortless. And beyond your front door? A lifestyle many only dream about. Cruise by golf cart to nearby shopping, dining, and entertainment. Spend your days enjoying golf, pickleball, swimming, social clubs, and endless activities. Spruce Creek South is known for its warm, welcoming atmosphere, where neighbors quickly become friends, and friends become like family. This isn’t just a home. It’s a sanctuary. A playground. A fresh chapter filled with sunshine, connection, and the soothing waters of your very own swim spa. Come experience the magic for yourself!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $281 | $281 | $281 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,565 | $1,741 | $2,258 |
| Total Monthly Payment | $1,921 | $2,097 | $2,614 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.