3020 Mac Rd, Saint Augustine, FL, 32086 | $875,000

It feels miles away — yet it’s minutes from everything. Set on a secluded 0. 83-acre wooded lot in the established Kings Wooded Acres area of St. Augustine, this 4-bedroom, 3-bath home offers a rare blend of privacy, space, and convenience — with no HOA and no restrictions. Surrounded by mature trees, the property delivers a true retreat setting, complete with a peaceful creek winding through the backyard. Wildlife and natural landscape create an “away-from-it-all” feel, while still being just minutes to top-rated St. Johns County schools, shopping, dining, and historic downtown. Inside, the 2, 828-square-foot layout features luxury vinyl plank flooring throughout, multiple living areas, and a wood-burning fireplace. The kitchen has been tastefully upgraded with updated cabinetry, appliances, and finishes, creating a functional and inviting heart of the home. Upstairs, the oversized primary suite includes a renovated bath and private deck overlooking the wooded backyard. Three additional bedrooms offer flexibility for family, guests, or a home office. The wraparound front porch and expansive rear deck invite you to relax, entertain, and enjoy the natural surroundings. Nearly an acre in this central St. Augustine location — without HOA restrictions — is increasingly rare.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 151x242
  • Style: 2 Story,Traditional,Single Family Home
  • Year Built: 1988
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 2,828
  • Acreage: 0.83
  • Lot Size: 151x242
  • Est. Taxes: $6,959
  • Lot Desc: Wooded
  • Elem. School: Otis A. Mason
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • MLS#: 260856
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/260856/3020macrd_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Team AFA - DarienLuxury Properties Specialists

203.256.3264

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Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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203.610.1536

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Our Insurance Division:

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3020 Mac Rd, Saint Augustine, FL, 32086

$875,000

Team AFA - Darien

Luxury Properties Specialists

William Raveis Real Estate

Phone: 203.256.3264

Al@Raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $700,000 $700,000 $700,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $580 $580 $580
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,865 $4,085 $5,720
Total Monthly Payment $4,537 $4,757 $6,392

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.