37142 HIGHLAND BLUFF CIRCLE, Dade City, FL, 33523 | $289,000

NO HOA and NO CDD FEES! PLUS: **SAVE $100's PER MONTH ON ELECTRICITY!** SOLID BLOCK - built in 2015. Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in the heart of Dade City — just 1 mile from the charming, historic downtown district! Offering the perfect blend of comfort and convenience, this home features soaring ceilings and a desirable split-bedroom floor plan with a private primary en-suite, creating a peaceful retreat separate from the additional bedrooms.

Enjoy spacious living areas filled with natural light, a functional kitchen ideal for everyday living and entertaining, and a layout designed for both privacy and connection. The primary suite includes a private bathroom and ample closet space, while the secondary bedrooms are generously sized and share a well-appointed full bath.

Major Bonus --- NO ELECTRIC BILL! This home is equipped with a WHOLE-HOME SOLAR SYSTEM that will be paid in full at closing, along with an additional 72-Hour Battery Backup/Solar Storage System — providing energy efficiency, incredible long-term savings, and peace of mind during outages. . . an ideal situation for those who can not be without power for a second!

Located in a quiet residential setting, you’ll enjoy the freedom to truly make this property your own — Large side gates make it effortless to store your boat, trailer, or work vehicle in the back.

Just minutes from the quaint shops, local dining, farmers markets, and community events that make downtown Dade City so special, this home offers small-town charm with modern efficiency and everyday convenience, while St. Leo University is less than 5 miles away!

Schedule your private showing today and experience the value, flexibility, and energy independence this Dade City gem has to offer! **Numerous Down-Payment Assistance Programs are Available From Pasco County and the State of Florida. . . inquire for details!**

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida, Ranch
  • Year Built: 2015
  • Garage: 2-car Driveway, Garage Door Opener, Guest, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,400
  • Acreage: 0.17
  • Est. Taxes: $2,993
  • Lot Desc: Sidewalk
  • Elem. School: Rodney B. Cox Elementary-PO
  • Middle School: Pasco Middle-PO
  • High School: Pasco High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8478233
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/TB8478233/37142highlandbluffcircle_dadecity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/10/2026 2:30:40 AM)
Listing courtesy of ENGEL & VOLKERS MADEIRA BEACH   Phone: 727-394-7365

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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37142 HIGHLAND BLUFF CIRCLE, Dade City, FL, 33523

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.304% 5.628%
Monthly Tax Payment $249 $249 $249
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,331 $1,405 $1,874
Total Monthly Payment $1,655 $1,729 $2,198

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.