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Nestled along a pristine saltwater canal in the Charlotte Park area of Punta Gorda, this waterfront property offers true sailboat access with no fixed bridges — making it an ideal setup for serious boaters looking for quick, unobstructed access to open water. From your backyard, you’ll find two private docks and a 12, 000 lb boat lift equipped with updated motors, cables, switches, and electrical components, with Charlotte Harbor reachable in approximately 10–12 minutes by boat.
Designed for relaxed Florida living, the home features a spacious screened-in outdoor living area under truss overlooking the in-ground pool and large composite deck — perfect for entertaining or unwinding canal-side. The pool was resurfaced in November 2024 and includes a new pump along with a transferable 10-year coating warranty for added peace of mind.
In addition to the 2 bedroom, 2 bathroom residence, the property includes a detached 1, 200 square foot garage and a separate 10’x12’ storage building. Both structures are wired for 120v and 240v service, with the garage accommodating 30, 50, and 60 amp connections, garage has 2 10x10 foot roll up doors and open cell insulation too keep temperatures stable. A generator connection is already in place.
Recent updates include a new A/C system, upgraded 200 amp electrical panel, closed-cell spray foam insulation beneath the home, and a new refrigerator.
Located just half a mile from the neighborhood favorite Riviera Grill and only a short drive to Punta Gorda’s waterfront parks, dining, and shopping
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $289 | $289 | $289 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,030 | $2,141 | $2,804 |
| Total Monthly Payment | $2,394 | $2,505 | $3,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.