11041 WHITE TERRACE, Oxford, FL, 34484 | $689,900

***MAJOR PRICE IMPROVEMENT — EXCEPTIONAL VALUE IN OXFORD OAKS!*** A rare opportunity to own one of the community's most extensively upgraded pool homes. Resort-style living awaits in this beautifully appointed 3BR/4BA residence, offering an exceptional combination of indoor comfort, outdoor entertaining, and thoughtful upgrades. ***Anchored by a breathtaking 16x40 saltwater pool*** with sun shelf, dual waterfalls, and over 1, 600 sq ft of paver decking, this property delivers an outstanding outdoor living experience. The impressive 11x57 covered lanai features a custom U-shaped summer kitchen and elevated firepit, creating the ultimate setting for entertaining family and friends. ***Inside, enjoy an expansive 20x30 media room*** with granite service bar and Mitsubishi ceiling cassette, a dedicated pool bath, climate-controlled storage, expanded laundry with pantry, and a flexible bedroom layout with an enlarged fourth-bedroom option. Additional upgrades and thoughtful design elements throughout the home enhance both functionality and everyday living. ***Conveniently located just minutes from The Villages, premier shopping, dining, and medical facilities, *** this exceptional property offers a unique combination of space, upgrades, and resort-style amenities rarely found in a single home. ***Experience the perfect blend of luxury, comfort, and outdoor living that makes this Oxford Oaks home truly exceptional. Schedule your private showing today!

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
  • Style: Contemporary, Custom
  • Year Built: 2020
  • Garage: 3-car Driveway, Garage Door Opener, Golf Cart Garage, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 3,051
  • Acreage: 0.48
  • Est. Taxes: $7,060
  • HOA Fee: $743 Annually
  • Lot Desc: Cleared, Cul-De-Sac, Landscaped, Oversized Lot, Private, Sidewalk
  • View: Pool
  • Elem. School: Wildwood Elementary
  • Middle School: Wildwood Middle
  • High School: Wildwood High
  • Pool: Gunite, Heated, In Ground, Pool Sweep, Salt Water, Screen Enclosure, Solar Cover, Solar Heat
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: OM719246
  • Days on Market: 128 days
  • Website: https://www.raveis.com
    /prop/OM719246/11041whiteterrace_oxford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2026 11:33:40 AM)
Listing courtesy of STELLAR REAL ESTATE AGENCY LLC   Phone: 352-585-1562

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11041 WHITE TERRACE, Oxford, FL, 34484

$689,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $551,920 $551,920 $551,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $588 $588 $588
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,265 $3,443 $4,546
Total Monthly Payment $3,945 $4,123 $5,226

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.