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Like new Smart Home located in The Ridgewood Sundivision. The home is DR Horton's Elston two-story floorplan built in 2022 which has a spacious open floorplan downstairs with tile flooring throughout. As you enter through the upgraded beautiful front door, you’ll be impressed by the large kitchen that features tons of counter space, two pantries, an island, granite countertops, stainless steel appliances and upgraded pendant lighting and chandelier. Perfect for entertaining, the kitchen, living and dining room offers plenty of space for everyone to enjoy a meal or watching your favorite game. Upstairs you have a loft space for your home office, playroom, or bonus space, the possibilities are endless! The owner's suite is oversized and has a very large walk-in closet with natural light and a luxurious built-in closet system. The owner's en-suite bath includes double sinks and a walk-in shower. The remaining 3 bedrooms also enjoy their own bathroom with double sinks and a shower-tub combo just across from the laundry room. The smart home features include security camera, sensor with glass-break detection, video doorbell, smart thermostat, garage door opener, and keyless entry front door lock, and all light switches are ready to add additional smart controls if you'd like. You will have peace of mind for years to come with this like new home. The Ridgewood community also includes a community pool and playground for your enjoyment and is conveniently located, with quick access to shopping, dining, and I-75.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $648 | $648 | $648 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,965 | $2,015 | $2,651 |
| Total Monthly Payment | $2,688 | $2,738 | $3,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.