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Apartment 12I presents a rare opportunity to create your own vision in a high-floor, south-facing studio with sweeping open views. Sunlight pours in throughout the day, while the evening skyline provides a dramatic city backdrop. The layout is both efficient and versatile, easily accommodating separate living and sleeping areas with space for a dedicated home office. The galley-style kitchen is neatly positioned off the main living space. A defined dressing area leads into the bathroom, adding functionality and separation. Original parquet floors run throughout, bringing classic character to the home. With excellent light, compelling views, and a flexible floor plan, 12I is a strong opportunity for anyone seeking to renovate and customize in a prime Upper East Side setting.
440 East 79th Street is a desirable Upper East Side co-op building located on 79th Street between 1st Avenue and York Avenue. The building offers a warm and friendly environment with one of the most attentive doormen and building staff in the area and live in superintendent. The building’s amenities include the newly reimagined and renovated rooftop deck and garden which is surely one of the premier decks on the upper east side, updated gym (located in basement), newly renovated basement, attached building garage, full-size laundry room and common storage. Pet friendly, financially sound co-op with stable maintenance and no assessments. Short walk away from Carl Schurz Park, the East River Promenade, Agata & Valentina, and NYC’s best restaurants. Building allows pied-a-terre, co-purchasing, and gifting. No Flip Tax in this financially astute co-op.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$480,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $384,000 | $384,000 | $384,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,364 | $2,425 | $3,189 |
| Total Monthly Payment | $2,439 | $2,500 | $3,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.