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Located in the Oyster Point subdivision of Mount Pleasant, this traditional two-story single-family home offers 5 bedrooms and 3. 5 baths across approximately 3, 484 square feet. Built in 2016 on a 0. 14-acre pond site lot, the elevated construction features cement plank exterior, architectural roof, and a fenced backyard with deck, screened porch, front porch, lawn irrigation, and rain gutters. Interior highlights include smooth 9'+ ceilings, wood, ceramic tile, and carpet flooring, kitchen island, pantry, eat-in kitchen, separate dining room, family room with gas fireplace, loft, laundry room, and walk-in closets. The home offers two primary bedrooms (one downstairs and one upstairs), with garden tub/shower and ceiling fans. Additional features include central air, natural gas heat, tankless water heater, built-in gas oven, gas cooktop, dishwasher, disposal, microwave, electric dryer hookup, washer hookup, and garage door opener with 3-car carport. Community amenities include clubhouse, pool, tennis courts, exercise area, dock facilities, walking/jogging trails, cable TV, and trash service. Located in Charleston County and served by Mamie Whitesides Elementary, Laing Middle, and Wando High School, with public water and sewer.
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Our Executive Mortgage Banker:
$1,395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,116,000 | $1,116,000 | $1,116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.214% | 6.223% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,424 | $6,781 | $9,342 |
| Total Monthly Payment | $6,549 | $6,906 | $9,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.