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Pre-Construction. To be built. The St. Augustine at Oak Creek Preserve presents a modern approach to townhome living, combining thoughtful design, smart technology, and low-maintenance convenience. Located in a welcoming community with sidewalk-lined streets, low HOA fees, and a refreshing community pool, this home is just outside Polk State College with easy access to major roads and highways.
Step inside to the open-concept main level, where the great room flows seamlessly into the dining area and kitchen. Upgraded granite countertops, stainless steel appliances, and an ENERGY STARĀ® side-by-side refrigerator create a functional and stylish space. Cordless blinds throughout add a polished, modern touch, while four additional LED lights in the great room and primary bedroom enhance brightness and ambiance. Sliding glass doors open to a 10x12 extended patio, creating effortless indoor-outdoor living. A main-floor half bath adds convenience for guests.
Upstairs, the private primary suite features a spacious walk-in closet and an en-suite bath with granite countertops and a tiled shower. A versatile loft adds flexible living space, and two secondary bedrooms share a full bath with a tile tub/shower combination. The second-floor laundry is conveniently located for everyday ease.
This home also includes a built-in Smart Home Package with a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako switches, providing modern convenience and security throughout. Additional highlights include a full-size garage, front-yard landscaping with irrigation, architectural shingles, and a full builder warranty for peace of mind.
With its thoughtful layout, modern finishes, and upgraded features inside and out, The St. Augustine blends style, technology, and functionality for a connected, comfortable townhome lifestyle. Schedule your private showing today to see firsthand everything this exceptional home provides.
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $41 | $41 | $41 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,230 | $1,297 | $1,699 |
| Total Monthly Payment | $1,346 | $1,413 | $1,815 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.