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Under contract-accepting backup offers. Meticulous Bergamo model offering GORGEOUS CURB APPEAL and LANDSCAPING located in the GATED 55+ Community of the Esplanade at Highland Ranch in the ROLLING HILLS of Clermont. Upon entry you will be greeted by a beautiful OPEN floor plan. This 2 bedroom, 2 bath, 1, 722 sq ft ONE STORY home offers GREAT room sizes and many UPGRADES. There is a current VA loan in place that is Assumable pending buyer qualifications. The interest rate is 3. 25% with an approximate loan balance of $300, 000 loan balance. Enjoy your FENCED REAR YARD while sitting in your Under Roof Screened Lanai with a Paradise Outdoor Grill. STAINLESS KITCHEN APPLIANCES, UPGRADED LG Refrigerator, Granite Countertops throughout, Pendant Lighting over a BEAUTIFUL ISLAND with BREAKFAST BAR and a Large Walk-In Pantry. You will also appreciate the 42" UPGRADED Solid Wood Cabinetry with TRASH Drawer and UNDER CABINET LIGHTING. The GENEROUS size of the Owners Suite offers Upgraded Wall Tile with a Listello accent, a large WALK-IN SHOWER with SEAT, Comfort Height DOUBLE VANITIES, one Vanity has a Drawer Bank for added Storage, Separate Water Closet with a Linen Closet and WALK-IN CLOSET are sure to meet your needs. Some of the offered upgrades are Ceramic Tile Floors laid on a DIAGONAL in the MAIN LIVING AREAS and Bathrooms, Architectural Arches, Tray Ceiling in the Dining Room, Oversized Base Trim, 9'-4" Ceilings Throughout the home, PLANTATION SHUTTERS, Floor Receptacle in Family Room, CROWN MOLDING in the Main Living Areas, Ceiling Fans, Additional Ceiling Lighting, RAIN GUTTERS, Garage Ceiling Racks for Additional Storage, Garage Attic Flooring for Additional Storage, R-38 Ceiling Insulation, Water Softener, Reverse Osmosis Drinking Water at the Kitchen Sink, Double Pane Vinyl Windows with Low-E and Argon gas for energy efficiency. In the event Guests are visiting, Bathroom 2 offers a Comfort Height Vanity and a LIGHTED MIRRORED MEDICINE CABINET is adjacent to Bedroom 2 for convenience. This home is Built on a 50' Wide Lot allowing for additional side space. The HOA offers RESORT STYLE Community Amenities that include a Pool, Spa, Resistance Pool (all heated), Pro-Style Clay Tennis and Bocce Ball Courts, Pickle Ball Courts (All of the Sports Courts are Lighted for Night Time Play), Fire Pit, Billiards, Table Tennis, Card Room, Movement Studio, Numerous Clubs and Activities, Outdoor Kitchen and a Dog Park for our Furry Friends to enjoy. The HOA fee includes the Lawn and Shrub Care, Fertilizing, Mulching, Irrigation System Maintenance, Amenities, Gates and Roads. The Esplanade At Highland Ranch is a sought after community close to South Lake Orlando Health Hospital and the New Advent Health Hospital, Medical Offices, VA, Shopping, Publix, Target, Home Depot, Lowes, Starbucks, Restaurants, Golf Courses, Disney and Other Attractions, National Training Center (NTC), Boating and the Quaint Downtowns of Clermont and Winter Garden. For your traveling convenience, the Esplanade is within a few minutes to the Florida Turnpike with easy access to Dr Phillips Famed Restaurant Row and OIA (30 minutes). The Esplanade at Highland Ranch DOES NOT have a CDD.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $477 | $477 | $477 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,819 | $1,920 | $2,561 |
| Total Monthly Payment | $2,371 | $2,472 | $3,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.