849 N Highway 17, Palatka, FL, 32177 | $729,000

Beautifully Updated 10-Acre Horse Ranch – Prime Location Near the First Coast Expressway! This incredible 10-acre horse ranch combines country living with modern upgrades and unbeatable convenience. Recently updated with fresh interior and exterior paint, new flooring, brand-new septic system and drain field, new windows, a screened porch, and a durable newer metal roof, this property is truly move-in ready. Arrive through your private gated entrance and paved driveway, beautifully lined with classic 4-board vinyl fencing, setting the tone for this meticulously maintained equestrian estate. The custom 3-bedroom, 2. 5-bath home offers warmth, charm, and modern comfort, featuring a spacious family room with a cozy wood-burning fireplace, a stunning kitchen with island, stainless steel appliances, and plenty of storage, plus a large primary suite with a newly updated en-suite bath. Enjoy peaceful mornings on the charming front porch or entertain guests on the screened back porch overlooking the fenced backyard. Designed for equestrian enthusiasts, this turnkey property includes a well-equipped horse barn, plus a 30-amp RV hookup and a private shooting range for added versatility. Enjoy the perfect blend of country serenity and modern convenience, all within easy reach of the First Coast Expressway making commuting north a breeze. Property is being sold with a 2022 Toro 60” deck zero turn with 204 hours…. and a Polaris 4-seater side-by-side, making it perfectly equipped for maintaining and enjoying the land from day one. Tractor is available to purchase . 2022 Branson 4820CH with BL200 loader and Land Pride RCF2072 rotary cutter. Only 91. 6 hours. Well-maintained, powerful, and turnkey. Rotary cutter paid off—excellent value for acreage or farm work. Don’t miss this rare opportunity to own a fully updated ranch estate!

Features

  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 435598
  • Style: Ranch
  • Year Built: 1980
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,042
  • Acreage: 10
  • Lot Size: 435598
  • Est. Taxes: $4,876
  • Lot Desc: Rural
  • Elem. School: James A. Long
  • High School: Palatka
  • MLS#: 260693
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /prop/260693/849nhighway17_palatka_fl?source=qrflyer
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Listing courtesy of Keller Williams St Augustine

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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849 N Highway 17, Palatka, FL, 32177

$729,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $583,200 $583,200 $583,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $406 $406 $406
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,493 $3,638 $4,762
Total Monthly Payment $3,991 $4,136 $5,260

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.