14676 SEMINOLE TRAIL, Seminole, FL, 33776 | $430,000

Welcome to 14676 Seminole Trail! – An amazing 2, 174 hsf townhome spread over 3 levels & located in the highly sought-after waterfront community of Tara Cay! This beautifully maintained residence offers 3 spacious bedrooms & 3 full bathrooms. This end unit floor plan is designed for living, entertaining, & enjoying the Florida lifestyle. The 1st floor includes a 1 car garage w/ an automatic garage door opener, mounted peg board for tool storage, & closeted storage room. Also on the 1st level is a large bonus room w/ wood-like tiled flooring, oversized walk-in closet & sliders leading out to the screen patio. This versatile space can easily serve as a 2nd living space, game room, home office, or guest suite. The closet even has water hook up capabilities if the next Owner chooses to convert to a bathroom. There are 2 sets of stairs leading to the 2nd level. This is the main living area that has a well-appointed kitchen w/ solid surface counters, wood cabinetry, & a dining bar area. There is also an expansive living & dining room combination w/ plenty of natural light from the windows & sliders that lead to another screened outdoor space. The 2nd level also has a spacious bedroom & fully appointed hall bathroom. The staircase in the living area leads to the 3rd floor. This level is comprised of 2 bedrooms, both w/ en suite bathrooms. The primary bedroom at the back offers vaulted ceilings that make the room feel airy & open, bathroom w/ walk in shower, 2 walk in closets, & sliders leading to a private screened balcony. The front bedroom also has vaulted ceilings, double closets, an attached bonus area (perfect for an office or reading nook) & private bathroom. For added convenience, the indoor laundry area is located on this floor. At the ground level, you are a short walk away from the heated community pool, as well as a series of docks that are ideal for fishing, kayaking, paddleboarding, or pulling your boat up for short visits (Boaters may utilize the community docks for short-term docking for 24 hours – check with Property Management for the rules about utilizing the docks). Tara Cay North Village enjoys a low $417/month HOA which includes HEATED community pool, community docks, water, sewer, trash & cable/wireless internet. Tara Cay is a pet / family friendly community of 132 homes nestled in a park like setting w/ lots of green space for walking. Zoned for TOP-RATED Seminole schools & close to EVERYTHING! Additional features include fresh paint (2/26), new carpet (12/25) in Primary Bedroom & Living Room, A/C (1/25), Roof (4/2424), Smoke / CO2 Detectors (12/25), Chair Lift to Second Level (2024), a&&hair Lift to Third Level (2025). This exceptional townhome combines comfort, functionality, & style in one of the area’s most desirable neighborhoods & close to excellent restaurants. Less than 3 miles from Indian Rocks Beach, 10 mins from grocery / retail stores, 30 mins from Clearwater/St. Pete Airport, 40 mins to Tampa International Airport, & less than 30 minutes to Downtown St. Petersburg! Please Note - This home did not flood or sustained damage during the previous storm seasons. Room measurements are approximate and should be verified by the Buyer and / or Buyers Agent. HOA Information should be verified by the Buyer and / or Buyers Agent. Schools listed are according to Pinellas County Schools Zoning and should be verified by the Buyer and / or Buyers Agent as well)

Features

  • Amenities: Pool
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Style: Florida
  • Year Built: 1997
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,174
  • Acreage: 0.05
  • Est. Taxes: $2,377
  • HOA Fee: $417 Monthly
  • Lot Desc: In County
  • Elem. School: Oakhurst Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8468145
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/TB8468145/14676seminoletrail_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 2:13:30 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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14676 SEMINOLE TRAIL, Seminole, FL, 33776

$430,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $344,000 $344,000 $344,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $198 $198 $198
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,060 $2,146 $2,809
Total Monthly Payment $2,333 $2,419 $3,082

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.