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Welcome to 14676 Seminole Trail! – An amazing 2, 174 hsf townhome spread over 3 levels & located in the highly sought-after waterfront community of Tara Cay! This beautifully maintained residence offers 3 spacious bedrooms & 3 full bathrooms. This end unit floor plan is designed for living, entertaining, & enjoying the Florida lifestyle. The 1st floor includes a 1 car garage w/ an automatic garage door opener, mounted peg board for tool storage, & closeted storage room. Also on the 1st level is a large bonus room w/ wood-like tiled flooring, oversized walk-in closet & sliders leading out to the screen patio. This versatile space can easily serve as a 2nd living space, game room, home office, or guest suite. The closet even has water hook up capabilities if the next Owner chooses to convert to a bathroom. There are 2 sets of stairs leading to the 2nd level. This is the main living area that has a well-appointed kitchen w/ solid surface counters, wood cabinetry, & a dining bar area. There is also an expansive living & dining room combination w/ plenty of natural light from the windows & sliders that lead to another screened outdoor space. The 2nd level also has a spacious bedroom & fully appointed hall bathroom. The staircase in the living area leads to the 3rd floor. This level is comprised of 2 bedrooms, both w/ en suite bathrooms. The primary bedroom at the back offers vaulted ceilings that make the room feel airy & open, bathroom w/ walk in shower, 2 walk in closets, & sliders leading to a private screened balcony. The front bedroom also has vaulted ceilings, double closets, an attached bonus area (perfect for an office or reading nook) & private bathroom. For added convenience, the indoor laundry area is located on this floor. At the ground level, you are a short walk away from the heated community pool, as well as a series of docks that are ideal for fishing, kayaking, paddleboarding, or pulling your boat up for short visits (Boaters may utilize the community docks for short-term docking for 24 hours – check with Property Management for the rules about utilizing the docks). Tara Cay North Village enjoys a low $417/month HOA which includes HEATED community pool, community docks, water, sewer, trash & cable/wireless internet. Tara Cay is a pet / family friendly community of 132 homes nestled in a park like setting w/ lots of green space for walking. Zoned for TOP-RATED Seminole schools & close to EVERYTHING! Additional features include fresh paint (2/26), new carpet (12/25) in Primary Bedroom & Living Room, A/C (1/25), Roof (4/2424), Smoke / CO2 Detectors (12/25), Chair Lift to Second Level (2024), a&&hair Lift to Third Level (2025). This exceptional townhome combines comfort, functionality, & style in one of the area’s most desirable neighborhoods & close to excellent restaurants. Less than 3 miles from Indian Rocks Beach, 10 mins from grocery / retail stores, 30 mins from Clearwater/St. Pete Airport, 40 mins to Tampa International Airport, & less than 30 minutes to Downtown St. Petersburg! Please Note - This home did not flood or sustained damage during the previous storm seasons. Room measurements are approximate and should be verified by the Buyer and / or Buyers Agent. HOA Information should be verified by the Buyer and / or Buyers Agent. Schools listed are according to Pinellas County Schools Zoning and should be verified by the Buyer and / or Buyers Agent as well)
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Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $344,000 | $344,000 | $344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $198 | $198 | $198 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,060 | $2,146 | $2,809 |
| Total Monthly Payment | $2,333 | $2,419 | $3,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.