2282 NUTHATCH STREET, St. Cloud, FL, 34771 | $399,000

One or more photo(s) has been virtually staged. **You can purchase this home with NO INCOME VERIFICATION NEEDED** Welcome home to 2282 Nuthatch Street, located in the highly desirable Live Oak Lake
community in the beautiful and fast-growing city of St. Cloud, Florida. This newer 2020-built home offers the perfect blend of modern design, comfort, privacy, and an unbeatable location—ideal for anyone relocating to the area or looking to settle into a vibrant, welcoming community. This pet-friendly neighborhood is a dream for dog lovers and outdoor enthusiasts, featuring a resort-style community pool, clubhouse, fitness center, park, playground, and scenic walking areas. Best of all, amenities are included in the rent, making everyday living convenient & enjoyable. The home itself sits on a premium lot with no rear neighbors, offering added privacy and serene greenbelt views, all within a fully fenced backyard. Inside, you’ll immediately notice the open floor plan and stylish upgrades, including stainless steel appliances, recessed lighting, and modern light fixtures throughout. The home also features a WATER SOFTNER SYSTEM, providing softer water throughout the property—helping protect plumbing and appliances, reducing mineral buildup, and leaving skin and hair feeling softer while improving cleaning efficiency. This home is also equipped with a UV LIGHT AIR PURIFICATION SYSTEM integrated into the AC, designed to help reduce airborne bacteria, mold, and unwanted odors—providing cleaner, healthier indoor air throughout the home. The beautifully updated kitchen flows seamlessly into a spacious living area and features sliding glass doors that open to the backyard, allowing natural light and stunning greenbelt views to be enjoyed while cooking or entertaining. Step outside to your paved covered porch with a summer kitchen, perfect for hosting guests or relaxing while overlooking the peaceful green space—bringing indoor and outdoor living together effortlessly. The first floor offers an ample storage closet, a convenient bedroom & a full guest bathroom, ideal for visitors. The second floor offers a generous loft that can be used as a media room, home office, play area, or a quiet space to unwind with three additional bedrooms and two full bathrooms, providing plenty of space for families or home office needs. Additional highlights include a spacious laundry room, two-car garage, and thoughtful layout designed for comfort and functionality. Located near top-rated schools, shopping, dining, and entertainment, with easy access to major roadways, this home truly has it all. Whether you’re new to the area or simply looking for a modern home in a safe, beautiful, and amenity-rich community, this property stands out. No rear neighbors, greenbelt views, modern upgrades, resort-style amenities, and the added comfort of a whole-home water softener—this is St. Cloud living at its finest.

Features

  • Amenities: Clubhouse, Fitness Center, Park, Playground, Pool
  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,204
  • Acreage: 0.12
  • Est. Taxes: $6,428
  • HOA Fee: $95 Monthly
  • Lot Desc: Greenbelt, Landscaped
  • View: Park/Greenbelt
  • Elem. School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Softener
  • MLS#: O6380295
  • Days on Market: 71 days
  • Website: https://www.raveis.com
    /prop/O6380295/2282nuthatchstreet_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 4:34:18 AM)
Listing courtesy of NETWORTH REALTY OF ORLANDO, LLC   Phone: 321-329-3127

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2282 NUTHATCH STREET, St. Cloud, FL, 34771

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $536 $536 $536
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,965 $2,044 $2,672
Total Monthly Payment $2,576 $2,655 $3,283

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.