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This home is VA assumable with a low interest rate, located in Flood Zone X—no flood insurance required—and offers low HOA fees. Welcome to Burnt Store Lakes, a vibrant community known for its scenic beauty, abundant wildlife, and endless outdoor recreation. Fully remodeled and thoughtfully upgraded, this rare gem blends modern elegance with prime access to eleven freshwater lakes, expansive greenbelts, and the natural charm of Charlotte Harbor and Burnt Store Marina. From the moment you arrive, the home’s stunning curb appeal makes a lasting impression. A new metal roof, fresh exterior paint, and beautifully designed landscaping create a striking welcome. Inside, the spacious open-concept layout offers exceptional room to entertain, including a large upstairs flex space, 4 bedrooms, and two and a half baths. The gourmet kitchen is a chef’s dream, featuring stainless steel appliances, a farmhouse sink, granite countertops, a pantry, a hood vented to the exterior, a beverage bar, and a generous island perfect for gatherings. Every detail has been updated with care—new interior paint, flooring, lighting, and ceiling fans throughout, along with impact-resistant windows and doors for enhanced security and peace of mind. All bathrooms have been completely transformed, with the primary suite offering a spa-like retreat complete with multi-function shower heads, double sinks, and an expansive walk-in closet. Step outside to your private backyard oasis. The sparkling pool invites relaxation and fun, ideal for cooling off on warm Florida days or unwinding in the peaceful atmosphere. The pool cage was replaced in 2024, giving the outdoor space a fresh, modern feel, and the new pool pump adds efficiency and convenience. The expansive pool deck provides ample room for lounging, dining, and entertaining, while the grilling area is perfect for alfresco meals with family and friends. Enjoy breathtaking sunset views and pick fresh mangoes from your very own tree. Residents of Burnt Store Lakes enjoy exceptional amenities, including the Community Park on Spoonbill Lake with charming Old-Florida-style pavilions, picnic areas, restrooms, and a playground. Nature lovers will appreciate the Canoe/Kayak Launch on Bear Branch Creek, offering direct access through the mangrove preserve to Charlotte Harbor—home to some of the area’s best fishing. This home is truly a must-see—modern, secure, beautifully updated, and nestled in a community that embraces the best of Florida living. Schedule your private tour today.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $498,960 | $498,960 | $498,960 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $76 | $76 | $76 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,952 | $3,113 | $4,077 |
| Total Monthly Payment | $3,120 | $3,281 | $4,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.