65 INNESS DRIVE, Tarpon Springs, FL, 34689 | $499,900

Under contract-accepting backup offers. No Flood Zone - No Storm Damage! Nestled beneath mature trees on a generous double lot in one of Tarpon Springs’ most charming neighborhoods, this classic 3-bedroom, 2-bath cottage offers a rare combination of character, space, and peace of mind. With timeless brick architecture, a welcoming front porch, and thoughtful details throughout, this home immediately stands apart—beginning with the fact that it is not in a flood zone and was not affected by recent storms. The curb appeal is undeniable. A handsome brick façade, brick planters, and a built-in porch bench create a warm, inviting presence, while the huge driveway, adjacent double carport and attached storage shed that provides exceptional parking, storage, and flexibility. The expansive lot, framed by mature trees, offers privacy and a sense of permanence rarely found today.
Inside, a beautiful entry foyer opens to a spacious formal dining room, perfect for gatherings both large and small. To the left of the foyer, you’ll step down just two steps into the home’s showpiece: an enormous sunken living room rich with character. Tall ceilings with exposed structural beams, real wood paneling, and a striking brick, wood-burning fireplace create a space that feels both dramatic and deeply cozy. Mini wood shutters filter natural light and add to the room’s timeless charm. Beyond the dining room, the kitchen blends warmth and functionality with solid pine cabinetry, a brick backsplash, electric cooktop, and built-in oven. A charming breakfast nook with a built-in corner booth provides a comfortable spot for casual meals, morning coffee, or a gather space for friends and family while entertaining. Nearby, the laundry area is neatly tucked away with upper cabinets for convenient storage. Down the hallway, you’ll find a large hall closet and pull-down access to a huge attic, offering abundant storage options. The primary bedroom serves as a relaxing retreat with space for a king-size bed, parquet flooring, and windows on two adjacent sides that fill the room with natural light. White plantation shutters and a large cedar-lined built-in closet add both elegance and practicality. The nostalgic primary bathroom, featuring classic gray and yellow tile and a walk-in shower, perfectly complements the home’s cottage character. Two guest bedrooms continue the theme of warmth and craftsmanship. The front guest room is oversized, featuring parquet floors, paneled walls, wainscoting, and mini shutters—ideal for guests or a home office. The second guest bedroom offers light from two sides, white plantation shutters, a large wall closet, and hand-made bookshelves that add a unique, personal touch. The guest bathroom features charming vintage finishes and a built-in vanity. Throughout the home, double-pane hurricane-rated windows enhance comfort, safety, and efficiency while preserving the peaceful interior atmosphere.
Located in the desirable area of Inness Park, this home offers easy access to everything that makes Tarpon Springs so special—from the beautiful Historic District to sponge docks and Greek dining to waterfront parks, shopping, and nearby Gulf beaches. With convenient access to the greater Tampa Bay area, including major airports, this light-filled, cozy cottage delivers timeless charm, generous space, and an exceptional lifestyle in one of Florida’s most beloved coastal communities. Kitchen refrigerator does not convey.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 120 x 136 x 155 x 136
  • Laundry: Inside, Washer Hookup, Electric Dryer Hookup, Common Area
  • Style: Cottage
  • Year Built: 1958
  • Garage: Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,805
  • Acreage: 0.44
  • Lot Size: 120 x 136 x 155 x 136
  • Est. Taxes: $7,555
  • Lot Desc: Oversized Lot, Landscaped
  • Elem. School: Sunset Hills Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Yes, Dogs OK, Cats OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Washer
  • MLS#: TB8477711
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/TB8477711/65innessdrive_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/12/2026 8:17:05 AM)
Listing courtesy of BAY REALTY OF FLORIDA   Phone: 813-944-7804

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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65 INNESS DRIVE, Tarpon Springs, FL, 34689

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.307% 6.292% 5.561%
Monthly Tax Payment $630 $630 $630
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,334 $2,430 $3,215
Total Monthly Payment $3,039 $3,135 $3,920

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.