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Attention BOATERS, and outdoor enthusiasts, this exceptional 2 Bed, 1 and 1/2 Bath home, in Rock Creek community of Englewood offers quick and easy access via Rock Creek Canal to our Intra-Coastal Waterway and Gulf of America. After a memorable day of fishing or exploring our local beaches relax on your Cabana and enjoy the Purple Martin birds nesting in the bird houses. There is a masonry smoker in the back yard for the perfect dinner. The carport features a Utility Room and RV hookup with electric and water for your motorhome guests. In addition, there is a large shed with a loft, ideal for workshop hobbies and storing your hand tools and yard tools. As you step inside, you’ll be impressed by the beautiful vinyl plank flooring throughout the home. Plantation Shutters add warmth and elegance throughout. The Sun Room off the kitchen offers lovely views of the canal and the generous space is perfect for family and friends. The updated kitchen, featuring granite countertops is a chef’s dream, boasting modern appliances, ample counter space and stylish finishes. Pride of ownership is evident throughout every corner of this home, making it a rare find as an affordable waterfront home. You will have peace of mind with Impact Windows and Doors and a new roof in 2023/2024. A Solar System was added making this an energy efficient home. Beyond its exquisite interior and exterior, this property offers the perfect blend of convenience and leisure. Situated within a fifteen-minute drive to our Gulf of Mexico beaches, you’ll have easy access to sun, sand and sea, while the vibrant Historic Dearborn Street is just a short ten-minute drive, offering an array of dining, shopping, and entertainment options. Whether you’re looking for a tranquil retreat to escape the cold winter temps or a place to create lasting boating and fishing memories with loved ones, this property truly has it all. Reach out to schedule a private tour and experience the beauty and serenity that awaits within.
The Home Improvements made to house are many. A copy will be available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $273 | $273 | $273 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,674 | $1,742 | $2,300 |
| Total Monthly Payment | $2,022 | $2,090 | $2,648 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.