|
1136 Saltwater Circle offers thoughtful upgrades, functional design, and exceptional indoor-outdoor living in a prime John's Island location, on the West Ashley side of Main Bridge. The exterior impresses with durable Hardie plank siding and the upper balcony and side porch entry add great curb appeal to this home! Inside, an open-concept layout seamlessly connects the kitchen, dining, and family room. The kitchen features quartz countertops, navy tile backsplash, gas range, and a large center island that overlooks the family and Dining area. Just off the kitchen, a flexible room serves perfectly as a home office, playroom, or additional storage area. Luxury vinyl plank flooring flows throughout the main level, complemented by hardwood stairs with modern metal balusters for a polished, contemporary look. Outdoor living is equally impressive. The screened porch with roll-down shades extends the main living area and opens to a 500-square-foot paver patio complete with a dedicated gas line for grilling. The professionally landscaped backyard includes irrigation and a separate fenced section ideal for a dog run park. Upstairs, a spacious loft provides additional living space for a media area, workout room, or play zone. The primary suite features private balcony access and a beautiful en-suite bathroom with a large walk-in tile shower. Dual closets provide ample storage, including one with direct access to the laundry room for added convenience. Two additional bedrooms and a full bath complete the second floor. Additional highlights include a two-car garage with overhead storage and a pulley system for paddleboards or bikes, LeafGuard gutters, and transitional blinds offering both filtered light and blackout capability. Residents enjoy community amenities such as a dock and playground, along with convenient access to restaurants, shopping, boat landings, golf courses, downtown Charleston, and the beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,005 | $3,169 | $4,151 |
| Total Monthly Payment | $3,097 | $3,261 | $4,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.