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PRICED TO SELL! - Welcome to 222 Terrace Drive in Stratford Terrace, an established Anderson community with mature trees, generous lot sizes, and an in-town location close to shopping, dining, medical services, downtown Anderson, and major routes. This 4BR/2BA home offers approximately 1, 994 sq ft of flexible living space on a 0. 51-acre lot, giving you room for gardening, outdoor dining, recreation, and relaxing on the refurbished deck or one of two patios. The outdoor living areas are a standout feature. The updated deck includes new handrails, steps, posts, and decking, plus a natural gas grill hookup for easy outdoor meals. The maintained yard, mature landscaping, and half-acre setting create a sense of space that is hard to find in such a convenient Anderson location. Inside, the home offers multiple living areas and a practical layout for today’s needs. Use the flexible spaces for a home office, guest room, hobby room, playroom, media room, or additional storage. The main level includes a guest bedroom, full bathroom, formal dining room, light-filled breakfast area, enclosed laundry area, and a comfortable living room with a stone fireplace and gas logs. The kitchen features granite countertops, ample cabinetry, and convenient access to the breakfast area and dining spaces. Upstairs are three additional bedrooms, including the primary bedroom with double sinks and a bath. Each upstairs bedroom includes a walk-in closet, providing valuable storage. One flexible room also offers a sink hookup, adding potential for a hobby space, refreshment area, or future customization. The seller has completed meaningful improvements, including a new roof, exterior paint and wood repairs, electrical updates for safety, plumbing updates, and deck improvements. Copies of improvement records and additional documentation are available for review during your visit. Zoned for Concord Elementary, McCants Middle, and T. L. Hanna High. Buyer should verify school assignments, square footage, and all information important to the purchase decision. If you are searching for a 4-bedroom home in Anderson, SC with a half-acre lot, multiple living spaces, outdoor living areas, a 2-car garage, and documented updates, schedule your showing at 222 Terrace Drive today.
| Type | Dimensions | Level |
|---|---|---|
| Bathroom | 5x7 | Main |
| Bedroom2 | 11 x 10.5 | Main |
| Bedroom3 | 15.5 x 18.5 | Upper |
| Bedroom4 | 15 x 14 | Upper |
| BreakfastRoomNook | 11x11 | Main |
| Kitchen | 10x11 | Main |
| Kitchen | 25.5 x 11 | Main |
| PrimaryBathroom | 4x11 | Upper |
| PrimaryBathroom | 4x5.5 | Upper |
| PrimaryBedroom | 15x14 | Upper |
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Our Executive Mortgage Banker:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $130 | $130 | $130 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,656 | $1,746 | $2,306 |
| Total Monthly Payment | $1,861 | $1,951 | $2,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.