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Welcome home to **222 Terrace Drive** in **Stratford Terrace**, one of Anderson’s established in-town family neighborhoods known for mature trees, classic curb appeal, and a quiet, private feel—yet just minutes to shopping, dining, and major routes. This **4BR/2BA** home offers **1, 994 sq ft** of flexible living space on a half acre lot, giving you room to garden, entertain, or simply relax under the canopy of trees. Inside, enjoy multiple living areas and a layout that fits today’s lifestyle—work-from-home space, play room, or guest rooms with comfortable bedroom sizes, three walk-in closets, and everyday functionality. (Playroom/Guestoom also offers sink hook-up) The kitchen features **granite countertops** and ample cabinetry, and the home also offers cozy gathering space with a **stone gas log fireplace**. Step outside to enjoy outdoor living with a refreshed deck and patio areas—ideal for outside gas grill deck option includes a natural gas grill hook-up, hosting, or quiet evenings at home. Major improvements and proactive maintenance add confidence, including a **roof replacement (2024)**, **exterior paint/wood repairs (2025)**, extensive **electrical updates to improve safety and code compliance (2025)**, deck replacements with replaced handrails/steps/posts (2025), plumbing updates (2025), and **annual termite/crawlspace reports** plus a **proactive moisture check with no issues found**. **All windows were inspected by a licensed contractor (2026)** and approved for working order. Zoned for **Concord Elementary, McCants Middle, and T. L. Hanna High**. If you’ve been searching for an in-town Anderson, SC home with space, privacy, and a proven family neighborhood, schedule your showing and see why this home in Stratford Terrace will win YOU over!
| Type | Dimensions | Level |
|---|---|---|
| Bathroom | 5x7 | Main |
| Bedroom2 | 11 x 10.5 | Main |
| Bedroom3 | 15.5 x 18.5 | Upper |
| Bedroom4 | 15 x 14 | Upper |
| BreakfastRoomNook | 11x11 | Main |
| Kitchen | 10x11 | Main |
| Kitchen | 25.5 x 11 | Main |
| PrimaryBathroom | 4x11 | Upper |
| PrimaryBathroom | 4x5.5 | Upper |
| PrimaryBedroom | 15x14 | Upper |
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Our Executive Mortgage Banker:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $130 | $130 | $130 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,750 | $1,847 | $2,463 |
| Total Monthly Payment | $1,955 | $2,052 | $2,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.