101 Gardenia Drive, Ninety Six, SC, 29666 | $297,000

Nestled on a quiet, scenic peninsula on the shores of Lake Greenwood, sits one of the last beautiful deep-water Summer Pointe lots! 101 Gardenia Drive offers a premier opportunity to build your dream home in the sought-after community of Summer Pointe. Summer Pointe is located in the sweet spot of Lake Greenwood! Located on the southern third of Lake Greenwood offering some of the most spacious views and gorgeous water the lake has to offer! Across the extra wide cove is mostly protected woods! This fantastic opportunity is located on the Greenwood side of the lake providing quick access into the perfectly sized city of Greenwood, South Carolina. Very reasonable annual HOA fee and no club dues beyond that, which is often the case with a community of this stature. This perfectly sized and sloped 0. 55-acre homesite provides a wonderful opportunity for a walk out terrace level or if you prefer a single story with tons of storage! This property already has a beautiful seawall and boat dock already in place! Summer Pointe offers a mix of scenic views, rolling hills and beautiful foliage that captures the essence of South Carolina’s natural beauty. Designed for those who appreciate a peaceful, unpretentious lifestyle, this lot is situated within a gated development that prioritizes privacy and community connection, offering a serene atmosphere that feels worlds away from the hustle and bustle. Summer Pointe is the only premier Lake Greenwood community with sidewalks connecting neighbors with each other! Residents enjoy exclusive access to an array of amenities, including a private community pool, tennis and pickleball courts, a community garden and a basketball area for active afternoons. For water enthusiasts, the neighborhood provides a convenient community boat ramp and a dedicated storage area for RVs, boats and trailers making it incredibly easy to spend your days playing on the lake! Summer Pointe also features all underground public utilities including water, sewer, natural gas and ultra high-speed internet! The roads in the community have been recently paved and look fantastic! Call today for your private showing of this amazing property!

Features

  • Amenities: Boat Storage, Gated, Pool, Tennis Court(s)
  • Lot Desc: Open Lot
  • View: Lake
  • Water Front: Yes
  • Elem. School: Ninety Six
  • Middle School: Edgewood
  • High School: Ninety Six
  • MLS#: 1582394
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/1582394/101gardeniadrive_ninetysix_sc?source=qrflyer
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Listing courtesy of Lakelands Realty   Phone: 864-344-8822

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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101 Gardenia Drive, Ninety Six, SC, 29666

$297,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $237,600 $237,600 $237,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.333% 6.419% 5.668%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,405 $1,463 $1,926
Total Monthly Payment $1,480 $1,538 $2,001

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.