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15-17 Hanover Street, Wallingford (Yalesville), CT, 06492 | $449,900

Exceptional opportunity in the desirable Yalesville section of Wallingford! This well-maintained two-family home offers flexibility for both owner-occupants and investors alike. Significant updates completed in 2019 by the previous owner-including the roof, windows, kitchens, baths, flooring, water heaters, and select electrical and plumbing improvements-offer peace of mind and help protect long-term value. Each unit features its own covered side deck, providing private outdoor space for tenants or homeowners to enjoy. Set on a generous, level lot, the property offers ample room for outdoor enjoyment, gardening, or future enhancements. Features a professionally installed 200 sq ft detached outbuilding equipped with electricity and heating/cooling-ideal for use as a home office, gym, workshop, studio, or climate-controlled storage. Conveniently located approximately 8 minutes from downtown Wallingford and the Wallingford train station, with easy access to major highways, shopping, and local amenities. Whether you're looking to live in one unit while renting the other or seeking an investment property with strong rental potential, this home presents outstanding flexibility and long-term appeal. (Interior photos reflect the 2nd-floor unit prior to current tenancy; the unit was freshly painted between occupants and now shows typical wear consistent with use. ) ****Highest and Best offers by Wednesday 2/25 12 PM***

Features

  • Town: Wallingford
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Units: 2
  • Laundry: All Units Have Hook-Ups
  • Style: Units on different Floors
  • Year Built: 1900
  • Garage: 1-car Detached Garage,Paved,Off Street Parking,Unpaved
  • Heating: Hot Water
  • Cooling: None
  • Basement: Full
  • Above Grade Approx. Sq. Feet: 1,810
  • Acreage: 0.32
  • Est. Taxes: $7,398
  • Lot Desc: Level Lot
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • MLS#: 24154994
  • Website: https://www.raveis.com
    /prop/24154994/1517hanoverstreet_wallingford_ct?source=qrflyer
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William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Peter IveySales Associate

203.482.3393

Peter.Ivey@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

15-17 Hanover Street, Wallingford (Yalesville), CT, 06492

$449,900

Peter Ivey

Sales Associate

William Raveis Real Estate

Phone: 203.482.3393

Peter.Ivey@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
 15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.508% 5.794%
Monthly Tax Payment $617 $617 $617
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,158 $2,245 $2,941
Total Monthly Payment $2,849 $2,936 $3,632

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.

Equal Housing Lender

William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524