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Wonderful ranch unit located at the end of a quiet cul-de-sac in the highly desirable 55+ Regency at Prospect. This well cared for move in ready end unit has so much to offer. Enter into the foyer and immediately notice the hardwood floors flowing through the open floor plan. The bright dine-in kitchen offers plenty of fine cabinetry with under cabinet lighting, vaulted ceiling, breakfast bar, corian counters, recessed lighting, and sliders to the rear deck with a tree line view. From the kitchen step into the nicely sized living room with vaulted ceiling, ceiling to floor windows, and a gas fireplace. Enjoy serving meals in the spacious dining room with crown molding and chair rail. The primary bedroom suite will not disappoint either, you will love the tray ceiling, the walk in closet with its recently installed $12, 000 California Closet System, and the master bathroom with tile flooring and newer shower enclosure. The second bedroom (or home office if needed) provides built-ins and new carpet. Completing this one level-living home is a conveniently located full guest bathroom, and a tiled laundry/mud room with additional cabinetry leading you out to your freshly painted two car garage with custom sealed garage floor. The basement is a massive blank palette and ready for future finishing or additional storage space. Don't miss the opportunity to own this terrific home.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | 12.0 x 14.0 | Main |
| Dining Room | Hardwood Floor | 13.0 x 14.0 | Main |
| Eat-In Kitchen | Vaulted Ceiling,Breakfast Bar,Corian Counters,Dining Area,Sliders,Hardwood Floor | 9.0 x 21.0 | Main |
| Living Room | Vaulted Ceiling,Fireplace,Hardwood Floor | 13.0 x 17.0 | Main |
| Primary BR Suite | Bedroom Suite,Dressing Room,Full Bath,Walk-In Closet | 13.0 x 21.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $616 | $616 | $616 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,160 | $2,314 | $3,119 |
| Total Monthly Payment | $2,851 | $3,005 | $3,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.