3354 2nd Street, Oceanside, NY 11572 – Turn-Key Living in the Heart of Oceanside Welcome to this beautifully updated home, perfectly situated on a quiet, tree-lined street in the heart of Oceanside. Offering true move-in condition and designed for both comfort and entertaining, this residence features a bright, open floor plan that seamlessly connects the living room, dining room, and a stunning top-of-the-line eat-in kitchen. The designer kitchen serves as the centerpiece of the home, showcasing white shaker cabinetry, elegant quartz countertops, stainless steel appliances, generous prep and storage space and a reverse osmosis drinking water system under the sink. The home offers three large bedrooms and two newly updated full baths, complemented by ceramic tile and hardwood floors throughout. A spacious family room and separate utility room provide additional versatility and convenience. Thoughtfully updated systems include gas cooking and gas heating, a newer gas heating system, a new wall-mounted instant hot water heater, split A/C units along with additional wall units, a whole house generator with transfer box, thermal pane windows, and a ten-year-young roof. The maintenance-free exterior adds long-term ease and value. Sliders lead to a rear deck overlooking a large PVC-fenced yard, ideal for relaxing or entertaining. A new in-ground sprinkler system keeps the property beautifully maintained, while the paver double driveway, walkways, and one-car attached garage with electric eye opener enhance both curb appeal and functionality. Freshly painted and meticulously cared for, this exceptional home offers the perfect blend of modern updates, efficiency, and prime location. This is the one buyers have been waiting for — a must-see opportunity in Oceanside.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $1,198 | $1,198 | $1,198 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,449 | $3,641 | $4,856 |
| Total Monthly Payment | $4,739 | $4,931 | $6,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.