3031 ROSEMARY DRIVE, Largo, FL, 33770 | $580,000

Charming and beautifully customized 2BR/2BA pool home in a quiet Largo neighborhood, located in a non-flood zone and just minutes to Indian Rocks Beach, parks, and everyday conveniences. This unique residence wraps around a sparkling screened pool, visible from all main living areas and the spacious primary suite featuring a walk-in closet with built-ins, vanity/sink area, and en-suite bath. The split-bedroom floor plan offers privacy, with a cozy guest bedroom and full bath on the opposite side. Bright living room with hardwood floors, kitchen with wood cabinetry, granite countertops, and breakfast bar seating. The breakfast nook and family room overlook the lush backyard. Dedicated laundry room includes storage, utility sink, and custom workspace. Attached 2-car garage currently used as a workshop. Outdoor living is exceptional with mature landscaping, flowering and fruiting trees, vegetable and herb beds, privacy fencing, hand-built pagoda, wishing well, potting tables, grilling area, sprinkler system, outdoor shower, and extensive garden spaces. A truly one-of-a-kind property, ideal as a primary residence, seasonal retreat, or vacation home. Furnishings negotiable.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 102 x 99
  • Laundry: Inside
  • Year Built: 1974
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,722
  • Acreage: 0.23
  • Lot Size: 102 x 99
  • Est. Taxes: $2,338
  • Elem. School: Ridgecrest Elementary-PN
  • Middle School: Largo Middle-PN
  • High School: Largo High-PN
  • Pool: In Ground
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8476124
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/TB8476124/3031rosemarydrive_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/1/2026 1:47:07 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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3031 ROSEMARY DRIVE, Largo, FL, 33770

$580,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $464,000 $464,000 $464,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $195 $195 $195
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,562 $2,745 $3,700
Total Monthly Payment $2,849 $3,032 $3,987

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.